Headquartered in Chicago, Illinois, South Side Community Federal Credit Union is a federal credit union with $5.7M in total assets and $4.6M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 2003.
South Side Community Federal Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 106th. Capital cushion contributes the most (100/100, 18.54%); earnings contributes the least (0/100, -2.79%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (74 → 73).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 73 |
| Q4 2024 | 75 |
| Q1 2025 | 71 |
| Q2 2025 | 74 |
| Q3 2025 | 75 |
| Q4 2025 | 63 |
| Q1 2026 | 61 |
| Q2 2026 | 73 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 21.48% |
| Q3 2024 | 20.59% |
| Q4 2024 | 20.38% |
| Q1 2025 | 20.90% |
| Q2 2025 | 20.98% |
| Q3 2025 | 21.41% |
| Q4 2025 | 20.83% |
| Q1 2026 | 20.52% |
| Q2 2026 | 18.54% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.49% |
| Q3 2024 | 0.79% |
| Q4 2024 | 0.55% |
| Q1 2025 | 1.77% |
| Q2 2025 | 1.28% |
| Q3 2025 | 0.53% |
| Q4 2025 | 2.04% |
| Q1 2026 | 2.25% |
| Q2 2026 | 0.82% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -3.48% |
| Q3 2024 | -3.93% |
| Q4 2024 | -3.39% |
| Q1 2025 | 0.22% |
| Q2 2025 | 0.21% |
| Q3 2025 | -0.68% |
| Q4 2025 | -0.81% |
| Q1 2026 | -2.24% |
| Q2 2026 | -2.79% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $5.7M | 18.54% | 0.82% | -2.79% | 28.3% |
| Q1 2026 | 61 | $5.4M | 20.52% | 2.25% | -2.24% | 34.8% |
| Q4 2025 | 63 | $5.4M | 20.83% | 2.04% | -0.81% | 36.2% |
| Q3 2025 | 75 | $5.4M | 21.41% | 0.53% | -0.68% | 39.8% |
| Q2 2025 | 74 | $5.7M | 20.98% | 1.28% | 0.21% | 41.1% |
| Q1 2025 | 71 | $5.7M | 20.90% | 1.77% | 0.22% | 19.3% |
| Q4 2024 | 75 | $5.8M | 20.38% | 0.55% | -3.39% | 20.4% |
| Q3 2024 | 73 | $6.0M | 20.59% | 0.79% | -3.93% | 20.3% |
| Q2 2024 | 59 | $6.1M | 21.48% | 2.49% | -3.48% | 22.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Carbondale Highway Credit UnionCredit union Carbondale, IL | 90 out of 100, Very strong | $5.6M | 15.6% | 0.00% | vs |
| A.S.H. Employees Credit UnionCredit union Anna, IL | 85 out of 100, Very strong | $5.6M | 19.8% | 0.43% | vs |
| Effingham Highway Credit UnionCredit union Effingham, IL | 94 out of 100, Very strong | $5.9M | 19.8% | 0.00% | vs |
| Peoria Bell Credit UnionCredit union Peoria, IL | 75 out of 100, Strong | $6.0M | 42.6% | 0.00% | vs |
| Decatur Policemen Credit UnionCredit union Decatur, IL | 85 out of 100, Very strong | $5.3M | 15.0% | 0.44% | vs |
| For Members Only Federal Credit UnionCredit union Chicago, IL | 77 out of 100, Strong | $6.3M | 14.8% | — | vs |
Deposit insurance
Is my money safe at South Side Community Federal Credit Union?
Yes. South Side Community Federal Credit Union is a federally insured credit union (NCUA charter #24704). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 18.54%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
South Side Community Federal Credit Union lists 1 office in 1 city. Most locations:
- Chicago, IL (1)
Identity & history
Profile
- Legal name
- South Side Community Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24704
- RSSD ID
- 3223921
- Primary regulator
- NCUA
- Established
- 2003
- Headquarters
- 5401 S Wentworth Ave, Suite 25, Chicago, IL 60609
- Employees
- 5
Quick answers
South Side Community Federal Credit Union: common questions
Is South Side Community Federal Credit Union NCUA insured?
Yes. South Side Community Federal Credit Union is a federally insured credit union (NCUA charter #24704). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is South Side Community Federal Credit Union's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does South Side Community Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Chicago
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |