TellerScore

Southern Baptist Church of New York Federal Credit Union (NCUA charter #23177) is based in New York, New York. Its Q2 2026 call report shows $77K in total assets and $63K in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Southern Baptist Church of New York Federal Credit Union scores 84/100, which we describe as strong. That is higher than 75% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 58th. Its strongest component is capital cushion (100/100; 18.59%), and its lowest is earnings (21/100; 0.03%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.59%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings21/100
Return on assets (annualized): 0.03%
Funding & liquidity100/100
Loans ÷ shares: 53.4% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 16 points (100 → 84), mostly because the earnings component weakened by 79 points.

TellerScore
8492100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202492
Q3 202498
Q4 202499
Q1 2025100
Q2 2025100
Q3 2025100
Q4 2025100
Q1 2026100
Q2 202684
Net worth ratio
7.00%13.15%19.31%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.24%
Q3 202414.38%
Q4 202414.94%
Q1 202515.06%
Q2 202515.85%
Q3 202517.17%
Q4 202518.57%
Q1 202619.31%
Q2 202618.59%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.03%1.83%3.62%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20243.42%
Q3 20243.39%
Q4 20243.22%
Q1 20251.98%
Q2 20252.74%
Q3 20253.62%
Q4 20251.98%
Q1 20263.22%
Q2 20260.03%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$77K18.59%0.00%0.03%53.4%
Q1 2026100$78K19.31%0.00%3.22%57.5%
Q4 2025100$77K18.57%0.00%1.98%61.1%
Q3 2025100$78K17.17%0.00%3.62%62.3%
Q2 2025100$83K15.85%0.00%2.74%58.0%
Q1 2025100$83K15.06%0.00%1.98%61.5%
Q4 202499$81K14.94%0.00%3.22%65.6%
Q3 202498$80K14.38%0.00%3.39%62.7%
Q2 202492$90K12.24%0.00%3.42%54.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.59%
72nd
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.03%
20th
Loans to deposits53.4%
58th
Uninsured deposits0.0%
81st
Loan-loss reserves18.40%
99th
Texas ratio0.0%
93rd

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Berea Federal Credit UnionCredit union Brooklyn, NY74 out of 100, Strong$97K13.0%0.00%vs
Saint John a M E Federal Credit UnionCredit union Niagara Falls, NY79 out of 100, Strong$189K15.8%0.74%vs
Far Rockaway Postal Federal Credit UnionCredit union Far Rockaway, NY49 out of 100, Below average$221K21.6%23.66%vs
Greater Centennial Federal Credit UnionCredit union Mount Vernon, NY39 out of 100, Low$256K11.4%12.81%vs
Union Baptist Greenburgh Federal Credit UnionCredit union White Plains, NY54 out of 100, Below average$337K29.1%4.08%vs
Urban Empowerment Federal Credit UnionCredit union New York, NY67 out of 100, Moderate$352K10.8%0.00%vs

Deposit insurance

Is my money safe at Southern Baptist Church of New York Federal Credit Union?

Yes. Southern Baptist Church of New York Federal Credit Union is a federally insured credit union (NCUA charter #23177). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.59%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Southern Baptist Church of New York Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Southern Baptist Church of New York Federal Credit Union
Type
Federal credit union
NCUA charter #
23177
RSSD ID
848686
Primary regulator
NCUA
Established
1978
Headquarters
12 West 108th Street, New York, NY 10025
Employees
2

Quick answers

Southern Baptist Church of New York Federal Credit Union: common questions

Is Southern Baptist Church of New York Federal Credit Union NCUA insured?

Yes. Southern Baptist Church of New York Federal Credit Union is a federally insured credit union (NCUA charter #23177). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Southern Baptist Church of New York Federal Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Southern Baptist Church of New York Federal Credit Union have?

1 office as of the latest NCUA data.

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