TellerScore

Headquartered in White Plains, New York, Union Baptist Greenburgh Federal Credit Union is a federal credit union with $337K in total assets and $239K in member shares and deposits as of Q2 2026. It operates 3 offices across 2 states. Its charter dates back to 1965.

Union Baptist Greenburgh Federal Credit Union has a TellerScore of 54 out of 100 (below average) based on Q2 2026 data — higher than only 13% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 231st. Capital cushion contributes the most (100/100, 29.07%); earnings contributes the least (0/100, -1.21%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 29.07%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 4.08%
Earnings0/100
Return on assets (annualized): -1.21%
Funding & liquidity100/100
Loans ÷ shares: 36.9% · 0.0% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.32%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (52 → 54), mostly because the problem-loan coverage component improved by 22 points.

TellerScore
505254Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202453
Q3 202450
Q4 202451
Q1 202552
Q2 202552
Q3 202552
Q4 202553
Q1 202653
Q2 202654
Net worth ratio
7.00%18.22%29.45%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202427.30%
Q3 202427.75%
Q4 202427.29%
Q1 202525.46%
Q2 202525.46%
Q3 202526.65%
Q4 202527.77%
Q1 202629.45%
Q2 202629.07%
Delinquent loans (60+ days)
4.08%19.72%35.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 202414.23%
Q3 202435.37%
Q4 202424.25%
Q1 202521.36%
Q2 202518.30%
Q3 202519.79%
Q4 202517.90%
Q1 202621.23%
Q2 20264.08%
Return on assets
-10.05%-5.63%-1.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-4.43%
Q3 2024-2.91%
Q4 2024-4.12%
Q1 2025-10.05%
Q2 2025-6.54%
Q3 2025-3.91%
Q4 2025-4.25%
Q1 2026-4.04%
Q2 2026-1.21%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$337K29.07%4.08%-1.21%36.9%
Q1 202653$328K29.45%21.23%-4.04%25.2%
Q4 202553$360K27.77%17.90%-4.25%26.6%
Q3 202552$388K26.65%19.79%-3.91%29.1%
Q2 202552$400K25.46%18.30%-6.54%29.3%
Q1 202552$408K25.46%21.36%-10.05%28.4%
Q4 202451$387K27.29%24.25%-4.12%34.5%
Q3 202450$406K27.75%35.37%-2.91%31.2%
Q2 202453$412K27.30%14.23%-4.43%33.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio29.07%
93rd
Problem loans4.08%
8th
Net charge-offs0.00%
77th
Return on assets-1.21%
6th
Loans to deposits36.9%
82nd
Uninsured deposits0.0%
81st
Loan-loss reserves11.72%
98th
Texas ratio3.3%
40th

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Deposit insurance

Is my money safe at Union Baptist Greenburgh Federal Credit Union?

Yes. Union Baptist Greenburgh Federal Credit Union is a federally insured credit union (NCUA charter #16790). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 29.07%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Union Baptist Greenburgh Federal Credit Union lists 3 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Union Baptist Greenburgh Federal Credit Union
Type
Federal credit union
NCUA charter #
16790
RSSD ID
301480
Primary regulator
NCUA
Established
1965
Headquarters
31 Manhattan Ave, White Plains, NY 10607

Quick answers

Union Baptist Greenburgh Federal Credit Union: common questions

Is Union Baptist Greenburgh Federal Credit Union NCUA insured?

Yes. Union Baptist Greenburgh Federal Credit Union is a federally insured credit union (NCUA charter #16790). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Union Baptist Greenburgh Federal Credit Union's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Union Baptist Greenburgh Federal Credit Union have?

3 offices as of the latest NCUA data, in 2 states.

Nearby

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