TellerScore

Ukrainian Selfreliance of West. Pa. Federal Credit Union is a federal credit union headquartered in Carnegie, Pennsylvania, in business for about 53 years. At the end of Q2 2026 it reported $6.7M in total assets and $6.0M in member shares and deposits, with 1 office.

Ukrainian Selfreliance of West. Pa. Federal Credit Union has a TellerScore of 44 out of 100 (below average) based on Q2 2026 data — higher than only 4% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 264th. Funding & liquidity contributes the most (88/100, 72% loans-to-deposits, 1% uninsured); earnings contributes the least (0/100, -0.54%).

TellerScore · Q2 2026

Scorecard

Capital cushion53/100
Net worth ratio: 10.27%
Loan quality30/100
Loans 60+ days delinquent ÷ total loans: 2.10%
Earnings0/100
Return on assets (annualized): -0.54%
Funding & liquidity88/100
Loans ÷ shares: 72.3% · 0.6% uninsured
Problem-loan coverage76/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 11.78%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 22 points (66 → 44), mostly because the loan quality component weakened by 59 points.

TellerScore
445769Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202465
Q4 202466
Q1 202569
Q2 202566
Q3 202556
Q4 202557
Q1 202648
Q2 202644
Net worth ratio
7.00%9.46%11.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.27%
Q3 202411.83%
Q4 202411.74%
Q1 202511.93%
Q2 202511.65%
Q3 202511.60%
Q4 202510.89%
Q1 202610.29%
Q2 202610.27%
Delinquent loans (60+ days)
0.11%1.10%2.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.90%
Q3 20240.35%
Q4 20240.11%
Q1 20250.17%
Q2 20250.33%
Q3 20251.16%
Q4 20250.76%
Q1 20261.61%
Q2 20262.10%
Return on assets
-0.99%-0.56%-0.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.71%
Q3 2024-0.74%
Q4 2024-0.73%
Q1 2025-0.13%
Q2 2025-0.20%
Q3 2025-0.33%
Q4 2025-0.90%
Q1 2026-0.99%
Q2 2026-0.54%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202644$6.7M10.27%2.10%-0.54%72.3%
Q1 202648$6.7M10.29%1.61%-0.99%77.9%
Q4 202557$6.5M10.89%0.76%-0.90%82.2%
Q3 202556$6.5M11.60%1.16%-0.33%85.3%
Q2 202566$6.5M11.65%0.33%-0.20%82.9%
Q1 202569$6.4M11.93%0.17%-0.13%82.0%
Q4 202466$6.6M11.74%0.11%-0.73%77.5%
Q3 202465$6.6M11.83%0.35%-0.74%71.6%
Q2 202460$7.0M11.27%0.90%-0.71%60.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.27%
18th
Problem loans2.10%
20th
Net charge-offs0.49%
27th
Return on assets-0.54%
11th
Loans to deposits72.3%
30th
Uninsured deposits0.6%
58th
Loan-loss reserves1.92%
89th
Texas ratio11.8%
10th

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Pace Resources Federal Credit UnionCredit union York, PA80 out of 100, Strong$6.5M17.9%1.01%vs
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Deposit insurance

Is my money safe at Ukrainian Selfreliance of West. Pa. Federal Credit Union?

Yes. Ukrainian Selfreliance of West. Pa. Federal Credit Union is a federally insured credit union (NCUA charter #21530). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.6% of shares and deposits ($35K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.27%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Ukrainian Selfreliance of West. Pa. Federal Credit Union lists 1 office in 1 city. Most locations:

  • Carnegie, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Ukrainian Selfreliance of West. Pa. Federal Credit Union
Type
Federal credit union
NCUA charter #
21530
RSSD ID
130783
Primary regulator
NCUA
Established
1973
Headquarters
700 Washington Ave, Suite 100, Carnegie, PA 15106
Employees
3

Quick answers

Ukrainian Selfreliance of West. Pa. Federal Credit Union: common questions

Is Ukrainian Selfreliance of West. Pa. Federal Credit Union NCUA insured?

Yes. Ukrainian Selfreliance of West. Pa. Federal Credit Union is a federally insured credit union (NCUA charter #21530). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Ukrainian Selfreliance of West. Pa. Federal Credit Union's TellerScore?

44 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Ukrainian Selfreliance of West. Pa. Federal Credit Union have?

1 office as of the latest NCUA data.

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