California · HMDA 2025
Mortgage lenders in Butte County, CA
306 lenders reported 6,701 home-loan applications in Butte County in 2025. 3,408 closed as loans ($1.1B), 1,012 were denied — a 21.9% denial rate on decided applications, close to the California rate of 22.3%. The three most active lenders handled 18% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,701
- Loans originated
- 3,408
- Purchase / refinance
- 1,908 / 970
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Butte County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 549 | 8.2% | — |
| 2 | NEWREZ LLC | 342 | 5.1% | — |
| 3 | Tri Counties Bank 70 out of 100, Strong | 334 | 5.0% | 34.2% |
| 4 | Rocket Mortgage, LLC | 312 | 4.7% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 201 | 3.0% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 188 | 2.8% | 14.1% |
| 7 | LAKEVIEW LOAN SERVICING, LLC | 188 | 2.8% | — |
| 8 | Fairway Independent Mortgage Corporation | 166 | 2.5% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 164 | 2.4% | 39.5% |
| 10 | MASON MCDUFFIE MORTGAGE CORPORATION | 162 | 2.4% | — |
| 11 | Bank of America, National Association 59 out of 100, Moderate | 157 | 2.3% | 44.7% |
| 12 | SIERRA CENTRAL CREDIT UNION 67 out of 100, Moderate | 149 | 2.2% | 28.9% |
| 13 | KIND LENDING, LLC | 149 | 2.2% | — |
| 14 | THE GOLDEN 1 | 146 | 2.2% | — |
| 15 | GUARANTEED RATE, INC. | 138 | 2.1% | — |
| 16 | Commerce Home Mortgage, Inc. | 117 | 1.7% | — |
| 17 | GUILD MORTGAGE COMPANY | 104 | 1.6% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 102 | 1.5% | — |
| 19 | FIGURE LENDING LLC | 94 | 1.4% | — |
| 20 | 21st Mortgage Corporation | 93 | 1.4% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 93 | 1.4% | — |
| 22 | PREMIER MORTGAGE RESOURCES, L.L.C. | 91 | 1.4% | — |
| 23 | SPRING EQ, LLC | 90 | 1.3% | — |
| 24 | THE LOAN STORE, INC. | 90 | 1.3% | — |
| 25 | Mortgage Research Center, LLC | 87 | 1.3% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 75 | 1.1% | — |
| 27 | Loandepot.Com, LLC | 72 | 1.1% | — |
| 28 | Coastal Community Bank 35 out of 100, Low | 70 | 1.0% | 3.0% |
| 29 | VANDERBILT MORTGAGE AND FINANCE, INC. | 65 | 1.0% | — |
| 30 | Plains Commerce Bank 59 out of 100, Moderate | 63 | 0.9% | 10.0% |
| 31 | Broker Solutions, Inc. | 62 | 0.9% | — |
| 32 | MOVEMENT MORTGAGE, LLC | 59 | 0.9% | — |
| 33 | BMO Bank National Association 58 out of 100, Moderate | 55 | 0.8% | 40.5% |
| 34 | AmeriSave Mortgage Corporation | 52 | 0.8% | — |
| 35 | DHI MORTGAGE COMPANY, LTD. | 50 | 0.7% | — |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 47 | 0.7% | 32.9% |
| 37 | TRIAD FINANCIAL SERVICES, INC. | 46 | 0.7% | — |
| 38 | PLANET HOME LENDING, LLC | 45 | 0.7% | — |
| 39 | SCHOOLSFIRST | 44 | 0.7% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 43 | 0.6% | 22.2% |
Top 40 of 306 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps