California · HMDA 2025
Mortgage lenders in San Bernardino County, CA
630 lenders reported 77,329 home-loan applications in San Bernardino County in 2025. 35,751 closed as loans ($13.8B), 12,564 were denied — a 24.3% denial rate on decided applications, above the California rate of 22.3%. The three most active lenders handled 16% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 77,329
- Loans originated
- 35,751
- Purchase / refinance
- 17,195 / 12,170
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in San Bernardino County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 5,887 | 7.6% | — |
| 2 | Rocket Mortgage, LLC | 4,023 | 5.2% | — |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2,790 | 3.6% | 14.1% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 2,529 | 3.3% | — |
| 5 | SCHOOLSFIRST | 2,415 | 3.1% | — |
| 6 | NEWREZ LLC | 2,013 | 2.6% | — |
| 7 | Bank of America, National Association 59 out of 100, Moderate | 1,954 | 2.5% | 44.7% |
| 8 | OCMBC, INC. | 1,900 | 2.5% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 1,845 | 2.4% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 1,767 | 2.3% | 39.5% |
| 11 | SPRING EQ, LLC | 1,551 | 2.0% | — |
| 12 | Loandepot.Com, LLC | 1,328 | 1.7% | — |
| 13 | LAKEVIEW LOAN SERVICING, LLC | 1,309 | 1.7% | — |
| 14 | FIGURE LENDING LLC | 1,293 | 1.7% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 1,250 | 1.6% | — |
| 16 | Coastal Community Bank 35 out of 100, Low | 1,165 | 1.5% | 3.0% |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 1,089 | 1.4% | 32.9% |
| 18 | ARROWHEAD CENTRAL CREDIT UNION | 1,073 | 1.4% | — |
| 19 | Broker Solutions, Inc. | 1,057 | 1.4% | — |
| 20 | 21st Mortgage Corporation | 1,045 | 1.4% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 1,015 | 1.3% | — |
| 22 | Paramount Residential Mortgage Group, Inc. | 1,012 | 1.3% | — |
| 23 | LENNAR MORTGAGE, LLC | 997 | 1.3% | — |
| 24 | GUARANTEED RATE, INC. | 909 | 1.2% | — |
| 25 | PLANET HOME LENDING, LLC | 878 | 1.1% | — |
| 26 | THE LOAN STORE, INC. | 787 | 1.0% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 705 | 0.9% | — |
| 28 | ML Mortgage Corp. | 674 | 0.9% | — |
| 29 | PHH Mortgage Corporation | 651 | 0.8% | — |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 602 | 0.8% | — |
| 31 | AmeriSave Mortgage Corporation | 565 | 0.7% | — |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 535 | 0.7% | — |
| 33 | CMG MORTGAGE, INC. | 535 | 0.7% | — |
| 34 | Mortgage Research Center, LLC | 521 | 0.7% | — |
| 35 | East West Bank 70 out of 100, Strong | 503 | 0.7% | 11.6% |
| 36 | KIND LENDING, LLC | 480 | 0.6% | — |
| 37 | AMWEST FUNDING CORP. | 443 | 0.6% | — |
| 38 | Discover Bank | 437 | 0.6% | — |
| 39 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 436 | 0.6% | — |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 432 | 0.6% | — |
Top 40 of 630 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps
- Ventura County 24,690 apps