California · HMDA 2025
Mortgage lenders in Alameda County, CA
555 lenders reported 41,873 home-loan applications in Alameda County in 2025. 21,958 closed as loans ($16.5B), 5,930 were denied — a 20.3% denial rate on decided applications, below the California rate of 22.3%. The three most active lenders handled 17% of applications, led by Bank of America, National Association. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 41,873
- Loans originated
- 21,958
- Purchase / refinance
- 9,676 / 8,720
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Alameda County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank of America, National Association 59 out of 100, Moderate | 2,499 | 6.0% | 44.7% |
| 2 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2,276 | 5.4% | 14.1% |
| 3 | Rocket Mortgage, LLC | 2,260 | 5.4% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,985 | 4.7% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 1,801 | 4.3% | 39.5% |
| 6 | Citibank, National Association 60 out of 100, Moderate | 1,636 | 3.9% | 24.0% |
| 7 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1,501 | 3.6% | 22.2% |
| 8 | Fremont Bank 60 out of 100, Moderate | 1,168 | 2.8% | 33.6% |
| 9 | Patelco Credit Union 60 out of 100, Moderate | 998 | 2.4% | 16.7% |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 972 | 2.3% | — |
| 11 | BMO Bank National Association 83 out of 100, Strong | 871 | 2.1% | 40.5% |
| 12 | PENNYMAC LOAN SERVICES, LLC | 855 | 2.0% | — |
| 13 | GUARANTEED RATE, INC. | 659 | 1.6% | — |
| 14 | THE GOLDEN 1 | 636 | 1.5% | — |
| 15 | PNC Bank, National Association 62 out of 100, Moderate | 607 | 1.4% | 33.8% |
| 16 | SPRING EQ, LLC | 573 | 1.4% | — |
| 17 | CMG MORTGAGE, INC. | 549 | 1.3% | — |
| 18 | NEWREZ LLC | 543 | 1.3% | — |
| 19 | Coastal Community Bank 35 out of 100, Low | 537 | 1.3% | 3.0% |
| 20 | FIGURE LENDING LLC | 483 | 1.2% | — |
| 21 | STAR ONE Credit Union 77 out of 100, Strong | 448 | 1.1% | 24.0% |
| 22 | Loandepot.Com, LLC | 436 | 1.0% | — |
| 23 | 1ST UNITED SERVICES CREDIT UNION | 398 | 1.0% | — |
| 24 | LAKEVIEW LOAN SERVICING, LLC | 386 | 0.9% | — |
| 25 | Broker Solutions, Inc. | 385 | 0.9% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 341 | 0.8% | — |
| 27 | AMWEST FUNDING CORP. | 296 | 0.7% | — |
| 28 | BETTER MORTGAGE CORPORATION | 278 | 0.7% | — |
| 29 | THE LOAN STORE, INC. | 271 | 0.6% | — |
| 30 | SOFI BANK, NATIONAL ASSOCIATION | 261 | 0.6% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 260 | 0.6% | — |
| 32 | East West Bank 70 out of 100, Strong | 255 | 0.6% | 11.6% |
| 33 | General Mortgage Capital Corporation | 243 | 0.6% | — |
| 34 | HSBC BANK USA, NATIONAL ASSOCIATION 57 out of 100, Moderate | 238 | 0.6% | 9.5% |
| 35 | EVERETT FINANCIAL, INC. | 232 | 0.6% | — |
| 36 | City National Bank 81 out of 100, Strong | 231 | 0.6% | 17.9% |
| 37 | AmeriSave Mortgage Corporation | 225 | 0.5% | — |
| 38 | FREEDOM MORTGAGE CORPORATION | 215 | 0.5% | — |
| 39 | Provident Credit Union 72 out of 100, Strong | 213 | 0.5% | 1.2% |
| 40 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 211 | 0.5% | 35.5% |
Top 40 of 555 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps
- Ventura County 24,690 apps