California · HMDA 2025
Mortgage lenders in Contra Costa County, CA
525 lenders reported 38,954 home-loan applications in Contra Costa County in 2025. 19,933 closed as loans ($12.4B), 5,702 were denied — a 21.2% denial rate on decided applications, below the California rate of 22.3%. The three most active lenders handled 17% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 38,954
- Loans originated
- 19,933
- Purchase / refinance
- 8,859 / 7,238
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Contra Costa County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 2,453 | 6.3% | — |
| 2 | Rocket Mortgage, LLC | 2,304 | 5.9% | — |
| 3 | Bank of America, National Association 59 out of 100, Moderate | 1,981 | 5.1% | 44.7% |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,817 | 4.7% | 14.1% |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 1,266 | 3.2% | 39.5% |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 1,005 | 2.6% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 990 | 2.5% | — |
| 8 | Patelco Credit Union 60 out of 100, Moderate | 821 | 2.1% | 16.7% |
| 9 | Citibank, National Association 60 out of 100, Moderate | 810 | 2.1% | 24.0% |
| 10 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 806 | 2.1% | 22.2% |
| 11 | SPRING EQ, LLC | 800 | 2.1% | — |
| 12 | Loandepot.Com, LLC | 687 | 1.8% | — |
| 13 | NEWREZ LLC | 683 | 1.8% | — |
| 14 | Fremont Bank 60 out of 100, Moderate | 667 | 1.7% | 33.6% |
| 15 | FIGURE LENDING LLC | 629 | 1.6% | — |
| 16 | Coastal Community Bank 35 out of 100, Low | 629 | 1.6% | 3.0% |
| 17 | BMO Bank National Association 83 out of 100, Strong | 605 | 1.6% | 40.5% |
| 18 | GUARANTEED RATE, INC. | 586 | 1.5% | — |
| 19 | Broker Solutions, Inc. | 579 | 1.5% | — |
| 20 | LAKEVIEW LOAN SERVICING, LLC | 575 | 1.5% | — |
| 21 | CMG MORTGAGE, INC. | 566 | 1.5% | — |
| 22 | PNC Bank, National Association 62 out of 100, Moderate | 557 | 1.4% | 33.8% |
| 23 | EVERETT FINANCIAL, INC. | 481 | 1.2% | — |
| 24 | THE GOLDEN 1 | 447 | 1.1% | — |
| 25 | FREEDOM MORTGAGE CORPORATION | 395 | 1.0% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 348 | 0.9% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 342 | 0.9% | — |
| 28 | THE LOAN STORE, INC. | 285 | 0.7% | — |
| 29 | PACIFIC SERVICE CREDIT UNION 82 out of 100, Strong | 274 | 0.7% | 18.9% |
| 30 | Commerce Home Mortgage, Inc. | 273 | 0.7% | — |
| 31 | CHEVRON Federal Credit Union 81 out of 100, Strong | 264 | 0.7% | 20.4% |
| 32 | SOFI BANK, NATIONAL ASSOCIATION | 262 | 0.7% | — |
| 33 | AmeriSave Mortgage Corporation | 244 | 0.6% | — |
| 34 | Vellum Mortgage, Inc. | 232 | 0.6% | — |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 228 | 0.6% | 32.9% |
| 36 | PHH Mortgage Corporation | 227 | 0.6% | — |
| 37 | Discover Bank | 225 | 0.6% | — |
| 38 | AMERICAN PACIFIC MORTGAGE CORPORATION | 218 | 0.6% | — |
| 39 | BETTER MORTGAGE CORPORATION | 218 | 0.6% | — |
| 40 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 216 | 0.6% | 35.5% |
Top 40 of 525 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps
- Ventura County 24,690 apps