California · HMDA 2025
Mortgage lenders in Riverside County, CA
714 lenders reported 103,444 home-loan applications in Riverside County in 2025. 48,866 closed as loans ($20.5B), 17,051 were denied — a 24.4% denial rate on decided applications, above the California rate of 22.3%. The three most active lenders handled 17% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 103,444
- Loans originated
- 48,866
- Purchase / refinance
- 23,710 / 16,353
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Riverside County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 8,440 | 8.2% | — |
| 2 | Rocket Mortgage, LLC | 5,436 | 5.3% | — |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3,748 | 3.6% | 14.1% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 3,395 | 3.3% | — |
| 5 | SCHOOLSFIRST | 3,302 | 3.2% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 2,704 | 2.6% | — |
| 7 | NEWREZ LLC | 2,667 | 2.6% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 2,644 | 2.6% | 32.9% |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 2,430 | 2.3% | 44.7% |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 2,271 | 2.2% | 39.5% |
| 11 | SPRING EQ, LLC | 2,200 | 2.1% | — |
| 12 | Loandepot.Com, LLC | 2,087 | 2.0% | — |
| 13 | OCMBC, INC. | 1,797 | 1.7% | — |
| 14 | FIGURE LENDING LLC | 1,770 | 1.7% | — |
| 15 | Coastal Community Bank 35 out of 100, Low | 1,655 | 1.6% | 3.0% |
| 16 | LAKEVIEW LOAN SERVICING, LLC | 1,569 | 1.5% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 1,468 | 1.4% | — |
| 18 | Broker Solutions, Inc. | 1,400 | 1.4% | — |
| 19 | GUARANTEED RATE, INC. | 1,394 | 1.3% | — |
| 20 | THE LOAN STORE, INC. | 1,381 | 1.3% | — |
| 21 | DHI MORTGAGE COMPANY, LTD. | 1,327 | 1.3% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 1,229 | 1.2% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 1,165 | 1.1% | — |
| 24 | 21st Mortgage Corporation | 1,153 | 1.1% | — |
| 25 | LENNAR MORTGAGE, LLC | 1,140 | 1.1% | — |
| 26 | PULTE MORTGAGE LLC | 919 | 0.9% | — |
| 27 | Mortgage Research Center, LLC | 877 | 0.8% | — |
| 28 | PHH Mortgage Corporation | 865 | 0.8% | — |
| 29 | PLANET HOME LENDING, LLC | 837 | 0.8% | — |
| 30 | FRANKLIN LOAN CORPORATION | 817 | 0.8% | — |
| 31 | KBHS HOME LOANS, LLC | 781 | 0.8% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 764 | 0.7% | — |
| 33 | CMG MORTGAGE, INC. | 756 | 0.7% | — |
| 34 | AmeriSave Mortgage Corporation | 734 | 0.7% | — |
| 35 | Paramount Residential Mortgage Group, Inc. | 691 | 0.7% | — |
| 36 | CARRINGTON MORTGAGE SERVICES, LLC | 685 | 0.7% | — |
| 37 | KIND LENDING, LLC | 682 | 0.7% | — |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 674 | 0.7% | 22.2% |
| 39 | Discover Bank | 618 | 0.6% | — |
| 40 | TRIAD FINANCIAL SERVICES, INC. | 617 | 0.6% | — |
Top 40 of 714 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps
- Ventura County 24,690 apps