California · HMDA 2025
Mortgage lenders in Fresno County, CA
446 lenders reported 29,585 home-loan applications in Fresno County in 2025. 14,101 closed as loans ($4.6B), 5,249 were denied — a 25.7% denial rate on decided applications, above the California rate of 22.3%. The three most active lenders handled 19% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 29,585
- Loans originated
- 14,101
- Purchase / refinance
- 7,460 / 4,095
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fresno County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 2,536 | 8.6% | — |
| 2 | Rocket Mortgage, LLC | 1,537 | 5.2% | — |
| 3 | EDUCATIONAL EMPLOYEES CREDIT UNION 96 out of 100, Very strong | 1,460 | 4.9% | 52.0% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 1,343 | 4.5% | — |
| 5 | ALAMEDA MORTGAGE CORPORATION | 1,144 | 3.9% | — |
| 6 | KIND LENDING, LLC | 1,039 | 3.5% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 922 | 3.1% | 14.1% |
| 8 | LAKEVIEW LOAN SERVICING, LLC | 770 | 2.6% | — |
| 9 | THE GOLDEN 1 | 696 | 2.4% | — |
| 10 | NOBLE | 693 | 2.3% | — |
| 11 | Bank of America, National Association 59 out of 100, Moderate | 648 | 2.2% | 44.7% |
| 12 | FREEDOM MORTGAGE CORPORATION | 646 | 2.2% | — |
| 13 | LENNAR MORTGAGE, LLC | 642 | 2.2% | — |
| 14 | NEWREZ LLC | 637 | 2.2% | — |
| 15 | GOLDEN EMPIRE MORTGAGE, INC. | 605 | 2.0% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 564 | 1.9% | — |
| 17 | FIGURE LENDING LLC | 542 | 1.8% | — |
| 18 | SPRING EQ, LLC | 539 | 1.8% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 507 | 1.7% | 39.5% |
| 20 | Coastal Community Bank 35 out of 100, Low | 435 | 1.5% | 3.0% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 398 | 1.3% | — |
| 22 | THE LOAN STORE, INC. | 378 | 1.3% | — |
| 23 | Loandepot.Com, LLC | 335 | 1.1% | — |
| 24 | PLANET HOME LENDING, LLC | 262 | 0.9% | — |
| 25 | Broker Solutions, Inc. | 256 | 0.9% | — |
| 26 | Mortgage Research Center, LLC | 249 | 0.8% | — |
| 27 | AmeriSave Mortgage Corporation | 238 | 0.8% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 229 | 0.8% | 32.9% |
| 29 | CMG MORTGAGE, INC. | 226 | 0.8% | — |
| 30 | GUARANTEED RATE, INC. | 220 | 0.7% | — |
| 31 | Kiavi Funding, Inc. | 210 | 0.7% | — |
| 32 | PHH Mortgage Corporation | 193 | 0.7% | — |
| 33 | PACIFIC SERVICE CREDIT UNION 82 out of 100, Strong | 190 | 0.6% | 18.9% |
| 34 | BMO Bank National Association 83 out of 100, Strong | 189 | 0.6% | 40.5% |
| 35 | Sierra Pacific Mortgage Company, Inc. | 187 | 0.6% | — |
| 36 | KBHS HOME LOANS, LLC | 187 | 0.6% | — |
| 37 | OCMBC, INC. | 183 | 0.6% | — |
| 38 | Citibank, National Association 60 out of 100, Moderate | 180 | 0.6% | 24.0% |
| 39 | GUILD MORTGAGE COMPANY | 177 | 0.6% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 166 | 0.6% | 22.2% |
Top 40 of 446 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- San Joaquin County 28,724 apps
- Ventura County 24,690 apps