California · HMDA 2025
Mortgage lenders in Imperial County, CA
232 lenders reported 4,037 home-loan applications in Imperial County in 2025. 1,897 closed as loans ($519.8M), 642 were denied — a 24.2% denial rate on decided applications, above the California rate of 22.3%. The three most active lenders handled 18% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,037
- Loans originated
- 1,897
- Purchase / refinance
- 964 / 636
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Imperial County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 336 | 8.3% | — |
| 2 | Rocket Mortgage, LLC | 208 | 5.2% | — |
| 3 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 192 | 4.8% | — |
| 4 | EFINITY FINANCIAL INC. | 186 | 4.6% | — |
| 5 | LAKEVIEW LOAN SERVICING, LLC | 183 | 4.5% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 157 | 3.9% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 156 | 3.9% | 14.1% |
| 8 | FREEDOM MORTGAGE CORPORATION | 137 | 3.4% | — |
| 9 | NEWREZ LLC | 118 | 2.9% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 118 | 2.9% | 39.5% |
| 11 | SPRING EQ, LLC | 103 | 2.6% | — |
| 12 | EVERETT FINANCIAL, INC. | 94 | 2.3% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 85 | 2.1% | 44.7% |
| 14 | SUN COMMUNITY FEDERAL CREDIT UNION 56 out of 100, Moderate | 85 | 2.1% | 5.3% |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 79 | 2.0% | 32.9% |
| 16 | Loandepot.Com, LLC | 75 | 1.9% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 72 | 1.8% | — |
| 18 | AMERICAN PACIFIC MORTGAGE CORPORATION | 68 | 1.7% | — |
| 19 | Equity Prime Mortgage LLC | 61 | 1.5% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 52 | 1.3% | — |
| 21 | FIGURE LENDING LLC | 49 | 1.2% | — |
| 22 | TRIAD FINANCIAL SERVICES, INC. | 48 | 1.2% | — |
| 23 | Paramount Residential Mortgage Group, Inc. | 47 | 1.2% | — |
| 24 | OCMBC, INC. | 41 | 1.0% | — |
| 25 | PLANET HOME LENDING, LLC | 38 | 0.9% | — |
| 26 | Sierra Pacific Mortgage Company, Inc. | 37 | 0.9% | — |
| 27 | 21st Mortgage Corporation | 36 | 0.9% | — |
| 28 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 36 | 0.9% | — |
| 29 | Broker Solutions, Inc. | 35 | 0.9% | — |
| 30 | AmeriSave Mortgage Corporation | 34 | 0.8% | — |
| 31 | Discover Bank | 33 | 0.8% | — |
| 32 | Mortgage Research Center, LLC | 32 | 0.8% | — |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 31 | 0.8% | — |
| 34 | Wallick & Volk, Inc. | 29 | 0.7% | — |
| 35 | Cornerstone First Mortgage, Inc | 28 | 0.7% | — |
| 36 | DEEPHAVEN MORTGAGE LLC | 27 | 0.7% | — |
| 37 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 26 | 0.6% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 24 | 0.6% | — |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 22 | 0.5% | 22.2% |
| 40 | THE LOAN STORE, INC. | 22 | 0.5% | — |
Top 40 of 232 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps