California · HMDA 2025
Mortgage lenders in Ventura County, CA
479 lenders reported 24,690 home-loan applications in Ventura County in 2025. 12,645 closed as loans ($7.0B), 3,626 were denied — a 21.2% denial rate on decided applications, below the California rate of 22.3%. The three most active lenders handled 16% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 24,690
- Loans originated
- 12,645
- Purchase / refinance
- 5,201 / 4,476
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ventura County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,521 | 6.2% | — |
| 2 | Rocket Mortgage, LLC | 1,429 | 5.8% | — |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,078 | 4.4% | 14.1% |
| 4 | Bank of America, National Association 59 out of 100, Moderate | 937 | 3.8% | 44.7% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 878 | 3.6% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 765 | 3.1% | 39.5% |
| 7 | LOGIX FEDERAL CREDIT UNION 75 out of 100, Strong | 683 | 2.8% | 21.8% |
| 8 | NEWREZ LLC | 608 | 2.5% | — |
| 9 | SPRING EQ, LLC | 580 | 2.3% | — |
| 10 | VENTURA COUNTY CREDIT UNION 47 out of 100, Below average | 567 | 2.3% | 15.6% |
| 11 | CMG MORTGAGE, INC. | 458 | 1.9% | — |
| 12 | FIGURE LENDING LLC | 440 | 1.8% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 406 | 1.6% | 32.9% |
| 14 | FREEDOM MORTGAGE CORPORATION | 360 | 1.5% | — |
| 15 | Coastal Community Bank 35 out of 100, Low | 356 | 1.4% | 3.0% |
| 16 | Citibank, National Association 60 out of 100, Moderate | 342 | 1.4% | 24.0% |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 328 | 1.3% | — |
| 18 | GUARANTEED RATE, INC. | 323 | 1.3% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 309 | 1.3% | — |
| 20 | LAKEVIEW LOAN SERVICING, LLC | 293 | 1.2% | — |
| 21 | GOLDEN EMPIRE MORTGAGE, INC. | 287 | 1.2% | — |
| 22 | CBC Federal Credit Union | 266 | 1.1% | — |
| 23 | OCMBC, INC. | 266 | 1.1% | — |
| 24 | Loandepot.Com, LLC | 262 | 1.1% | — |
| 25 | WESCOM CENTRAL CREDIT UNION 59 out of 100, Moderate | 238 | 1.0% | 32.0% |
| 26 | PREMIER AMERICA | 233 | 0.9% | — |
| 27 | Broker Solutions, Inc. | 220 | 0.9% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 201 | 0.8% | — |
| 29 | MLD MORTGAGE INC. | 198 | 0.8% | — |
| 30 | AUGUSTA FINANCIAL, INC. | 192 | 0.8% | — |
| 31 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 187 | 0.8% | 35.5% |
| 32 | THE LOAN STORE, INC. | 184 | 0.7% | — |
| 33 | SOFI BANK, NATIONAL ASSOCIATION | 179 | 0.7% | — |
| 34 | PHH Mortgage Corporation | 177 | 0.7% | — |
| 35 | AMWEST FUNDING CORP. | 175 | 0.7% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 168 | 0.7% | 22.2% |
| 37 | KIND LENDING, LLC | 163 | 0.7% | — |
| 38 | Discover Bank | 154 | 0.6% | — |
| 39 | AmeriSave Mortgage Corporation | 147 | 0.6% | — |
| 40 | City National Bank 81 out of 100, Strong | 127 | 0.5% | 17.9% |
Top 40 of 479 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps