California · HMDA 2025
Mortgage lenders in Shasta County, CA
297 lenders reported 7,527 home-loan applications in Shasta County in 2025. 3,591 closed as loans ($919.8M), 1,119 were denied — a 22.4% denial rate on decided applications, close to the California rate of 22.3%. The three most active lenders handled 14% of applications, led by Tri Counties Bank. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,527
- Loans originated
- 3,591
- Purchase / refinance
- 1,866 / 975
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Shasta County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Tri Counties Bank 70 out of 100, Strong | 382 | 5.1% | 34.2% |
| 2 | Rocket Mortgage, LLC | 348 | 4.6% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 311 | 4.1% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 300 | 4.0% | — |
| 5 | FIGURE LENDING LLC | 296 | 3.9% | — |
| 6 | AMERICAN PACIFIC MORTGAGE CORPORATION | 252 | 3.3% | — |
| 7 | SUMMIT FUNDING, INC. | 249 | 3.3% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 223 | 3.0% | 39.5% |
| 9 | INFINITY EQUITY GROUP, LLC. | 209 | 2.8% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 190 | 2.5% | 14.1% |
| 11 | LAKEVIEW LOAN SERVICING, LLC | 187 | 2.5% | — |
| 12 | MORTGAGEONE, INC. | 182 | 2.4% | — |
| 13 | NEWREZ LLC | 178 | 2.4% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 176 | 2.3% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 175 | 2.3% | — |
| 16 | SPRING EQ, LLC | 150 | 2.0% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 146 | 1.9% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 145 | 1.9% | 44.7% |
| 19 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 138 | 1.8% | — |
| 20 | THE GOLDEN 1 | 120 | 1.6% | — |
| 21 | DHI MORTGAGE COMPANY, LTD. | 117 | 1.6% | — |
| 22 | SIERRA CENTRAL CREDIT UNION 67 out of 100, Moderate | 117 | 1.6% | 28.9% |
| 23 | NATIONSTAR MORTGAGE LLC | 114 | 1.5% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 97 | 1.3% | 3.0% |
| 25 | NFM, INC. | 94 | 1.2% | — |
| 26 | GUILD MORTGAGE COMPANY | 93 | 1.2% | — |
| 27 | Mortgage Research Center, LLC | 89 | 1.2% | — |
| 28 | MEGASTAR FINANCIAL CORP. | 79 | 1.0% | — |
| 29 | 21st Mortgage Corporation | 70 | 0.9% | — |
| 30 | Loandepot.Com, LLC | 67 | 0.9% | — |
| 31 | Broker Solutions, Inc. | 67 | 0.9% | — |
| 32 | MEMBERS 1ST CREDIT UNION | 67 | 0.9% | — |
| 33 | Umpqua Bank 64 out of 100, Moderate | 66 | 0.9% | 28.5% |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 62 | 0.8% | — |
| 35 | THE LOAN STORE, INC. | 59 | 0.8% | — |
| 36 | Discover Bank | 52 | 0.7% | — |
| 37 | AmeriSave Mortgage Corporation | 52 | 0.7% | — |
| 38 | PLANET HOME LENDING, LLC | 52 | 0.7% | — |
| 39 | Fairway Independent Mortgage Corporation | 49 | 0.7% | — |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 48 | 0.6% | 32.9% |
Top 40 of 297 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps