California · HMDA 2025
Mortgage lenders in Sutter County, CA
207 lenders reported 2,837 home-loan applications in Sutter County in 2025. 1,363 closed as loans ($410.6M), 473 were denied — a 24.3% denial rate on decided applications, above the California rate of 22.3%. The three most active lenders handled 20% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,837
- Loans originated
- 1,363
- Purchase / refinance
- 627 / 471
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sutter County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 324 | 11.4% | — |
| 2 | Rocket Mortgage, LLC | 147 | 5.2% | — |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 99 | 3.5% | 14.1% |
| 4 | Peak Residential Lending Inc | 95 | 3.3% | — |
| 5 | SCHOOLSFIRST | 94 | 3.3% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 87 | 3.1% | — |
| 7 | THE GOLDEN 1 | 80 | 2.8% | — |
| 8 | THE LOAN STORE, INC. | 79 | 2.8% | — |
| 9 | SIERRA CENTRAL CREDIT UNION 67 out of 100, Moderate | 79 | 2.8% | 28.9% |
| 10 | Tri Counties Bank 70 out of 100, Strong | 79 | 2.8% | 34.2% |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 65 | 2.3% | 39.5% |
| 12 | KIND LENDING, LLC | 64 | 2.3% | — |
| 13 | FIGURE LENDING LLC | 62 | 2.2% | — |
| 14 | DHI MORTGAGE COMPANY, LTD. | 58 | 2.0% | — |
| 15 | NEWREZ LLC | 57 | 2.0% | — |
| 16 | GUILD MORTGAGE COMPANY | 56 | 2.0% | — |
| 17 | LAKEVIEW LOAN SERVICING, LLC | 56 | 2.0% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 52 | 1.8% | — |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 51 | 1.8% | 44.7% |
| 20 | NATIONSTAR MORTGAGE LLC | 51 | 1.8% | — |
| 21 | SPRING EQ, LLC | 48 | 1.7% | — |
| 22 | PLANET HOME LENDING, LLC | 46 | 1.6% | — |
| 23 | Coastal Community Bank 35 out of 100, Low | 41 | 1.4% | 3.0% |
| 24 | Mortgage Research Center, LLC | 34 | 1.2% | — |
| 25 | PHH Mortgage Corporation | 34 | 1.2% | — |
| 26 | Loandepot.Com, LLC | 32 | 1.1% | — |
| 27 | BETTER MORTGAGE CORPORATION | 32 | 1.1% | — |
| 28 | Broker Solutions, Inc. | 29 | 1.0% | — |
| 29 | K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 29 | 1.0% | — |
| 30 | Umpqua Bank 64 out of 100, Moderate | 28 | 1.0% | 28.5% |
| 31 | AmeriSave Mortgage Corporation | 27 | 1.0% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 25 | 0.9% | — |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 24 | 0.8% | 22.2% |
| 34 | Sierra Pacific Mortgage Company, Inc. | 21 | 0.7% | — |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 20 | 0.7% | — |
| 36 | TRIAD FINANCIAL SERVICES, INC. | 19 | 0.7% | — |
| 37 | PLAZA HOME MORTGAGE, INC. | 18 | 0.6% | — |
| 38 | AMERICAN PACIFIC MORTGAGE CORPORATION | 18 | 0.6% | — |
| 39 | 21st Mortgage Corporation | 17 | 0.6% | — |
| 40 | GUARANTEED RATE, INC. | 15 | 0.5% | — |
Top 40 of 207 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps