California · HMDA 2025
Mortgage lenders in Trinity County, CA
92 lenders reported 346 home-loan applications in Trinity County in 2025. 144 closed as loans ($32.1M), 71 were denied — a 31.6% denial rate on decided applications, above the California rate of 22.3%. The three most active lenders handled 22% of applications, led by Fairway Independent Mortgage Corporation. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 346
- Loans originated
- 144
- Purchase / refinance
- 81 / 39
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Trinity County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fairway Independent Mortgage Corporation | 35 | 10.1% | — |
| 2 | Tri Counties Bank 70 out of 100, Strong | 25 | 7.2% | 34.2% |
| 3 | Rocket Mortgage, LLC | 16 | 4.6% | — |
| 4 | FREEDOM MORTGAGE CORPORATION | 15 | 4.3% | — |
| 5 | Mortgage Research Center, LLC | 13 | 3.8% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 3.5% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 11 | 3.2% | — |
| 8 | SUMMIT FUNDING, INC. | 11 | 3.2% | — |
| 9 | LAKEVIEW LOAN SERVICING, LLC | 11 | 3.2% | — |
| 10 | EVERETT FINANCIAL, INC. | 11 | 3.2% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 9 | 2.6% | 39.5% |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 2.0% | — |
| 13 | SPRING EQ, LLC | 6 | 1.7% | — |
| 14 | THE GOLDEN 1 | 6 | 1.7% | — |
| 15 | NEWREZ LLC | 5 | 1.4% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.4% | 14.1% |
| 17 | Loandepot.Com, LLC | 5 | 1.4% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 5 | 1.4% | 44.7% |
| 19 | Paramount Residential Mortgage Group, Inc. | 5 | 1.4% | — |
| 20 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 1.4% | — |
| 21 | BETTER MORTGAGE CORPORATION | 5 | 1.4% | — |
| 22 | Umpqua Bank 64 out of 100, Moderate | 5 | 1.4% | 28.5% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 1.2% | — |
| 24 | FIGURE LENDING LLC | 4 | 1.2% | — |
| 25 | INFINITY EQUITY GROUP, LLC. | 4 | 1.2% | — |
| 26 | OCMBC, INC. | 4 | 1.2% | — |
| 27 | AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | 1.2% | — |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 1.2% | — |
| 29 | HOMEXPRESS MORTGAGE CORP. | 4 | 1.2% | — |
| 30 | GUARANTEED RATE, INC. | 3 | 0.9% | — |
| 31 | THE LOAN STORE, INC. | 3 | 0.9% | — |
| 32 | PLANET HOME LENDING, LLC | 3 | 0.9% | — |
| 33 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 3 | 0.9% | — |
| 34 | MEMBERS 1ST CREDIT UNION | 3 | 0.9% | — |
| 35 | MLD MORTGAGE INC. | 3 | 0.9% | — |
| 36 | NATIONSTAR MORTGAGE LLC | 3 | 0.9% | — |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.9% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.6% | 32.9% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.6% | 22.2% |
| 40 | Broker Solutions, Inc. | 2 | 0.6% | — |
Top 40 of 92 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps