California · HMDA 2025
Mortgage lenders in Yuba County, CA
243 lenders reported 4,227 home-loan applications in Yuba County in 2025. 2,026 closed as loans ($683.8M), 597 were denied — a 21.7% denial rate on decided applications, close to the California rate of 22.3%. The three most active lenders handled 19% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,227
- Loans originated
- 2,026
- Purchase / refinance
- 1,258 / 528
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Yuba County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 378 | 8.9% | — |
| 2 | LENNAR MORTGAGE, LLC | 226 | 5.3% | — |
| 3 | Rocket Mortgage, LLC | 213 | 5.0% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 163 | 3.9% | — |
| 5 | LAKEVIEW LOAN SERVICING, LLC | 140 | 3.3% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 130 | 3.1% | — |
| 7 | KIND LENDING, LLC | 116 | 2.7% | — |
| 8 | NEWREZ LLC | 114 | 2.7% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 107 | 2.5% | 14.1% |
| 10 | THE GOLDEN 1 | 95 | 2.2% | — |
| 11 | Loandepot.Com, LLC | 90 | 2.1% | — |
| 12 | HOMEAMERICAN MORTGAGE CORPORATION | 82 | 1.9% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 76 | 1.8% | — |
| 14 | KBHS HOME LOANS, LLC | 75 | 1.8% | — |
| 15 | Peak Residential Lending Inc | 74 | 1.8% | — |
| 16 | Mortgage Research Center, LLC | 73 | 1.7% | — |
| 17 | SIERRA CENTRAL CREDIT UNION 67 out of 100, Moderate | 63 | 1.5% | 28.9% |
| 18 | AMERICAN PACIFIC MORTGAGE CORPORATION | 63 | 1.5% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 60 | 1.4% | 39.5% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 57 | 1.3% | — |
| 21 | SPRING EQ, LLC | 56 | 1.3% | — |
| 22 | GUARANTEED RATE, INC. | 55 | 1.3% | — |
| 23 | GUILD MORTGAGE COMPANY | 55 | 1.3% | — |
| 24 | FIGURE LENDING LLC | 54 | 1.3% | — |
| 25 | SCHOOLSFIRST | 54 | 1.3% | — |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 52 | 1.2% | 44.7% |
| 27 | THE LOAN STORE, INC. | 51 | 1.2% | — |
| 28 | CMG MORTGAGE, INC. | 45 | 1.1% | — |
| 29 | PLANET HOME LENDING, LLC | 44 | 1.0% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 42 | 1.0% | 32.9% |
| 31 | K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 42 | 1.0% | — |
| 32 | CALCON MUTUAL MORTGAGE LLC | 40 | 0.9% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 37 | 0.9% | 3.0% |
| 34 | Broker Solutions, Inc. | 36 | 0.9% | — |
| 35 | PHH Mortgage Corporation | 35 | 0.8% | — |
| 36 | AmeriSave Mortgage Corporation | 33 | 0.8% | — |
| 37 | Paramount Residential Mortgage Group, Inc. | 31 | 0.7% | — |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 30 | 0.7% | — |
| 39 | Tri Counties Bank 70 out of 100, Strong | 29 | 0.7% | 34.2% |
| 40 | BETTER MORTGAGE CORPORATION | 29 | 0.7% | — |
Top 40 of 243 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps