Hawaii · HMDA 2025
Mortgage lenders in Hawaii County, HI
221 lenders reported 6,598 home-loan applications in Hawaii County in 2025. 3,347 closed as loans ($1.7B), 1,271 were denied — a 26.6% denial rate on decided applications, close to the Hawaii rate of 27.3%. The three most active lenders handled 20% of applications, led by Bank of Hawaii. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,598
- Loans originated
- 3,347
- Purchase / refinance
- 1,775 / 1,093
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hawaii County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank of Hawaii 64 out of 100, Moderate | 498 | 7.5% | 33.7% |
| 2 | Rocket Mortgage, LLC | 415 | 6.3% | — |
| 3 | First Hawaiian Bank 67 out of 100, Moderate | 375 | 5.7% | 24.2% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 328 | 5.0% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 301 | 4.6% | — |
| 6 | NFM, INC. | 247 | 3.7% | — |
| 7 | American Savings Bank, FSB 71 out of 100, Strong | 237 | 3.6% | 37.1% |
| 8 | NEWREZ LLC | 195 | 3.0% | — |
| 9 | GUILD MORTGAGE COMPANY | 194 | 2.9% | — |
| 10 | Central Pacific Bank 67 out of 100, Moderate | 183 | 2.8% | 40.8% |
| 11 | FREEDOM MORTGAGE CORPORATION | 152 | 2.3% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 151 | 2.3% | 14.1% |
| 13 | Mortgage Research Center, LLC | 134 | 2.0% | — |
| 14 | HAWAIIUSA FEDERAL CREDIT UNION 73 out of 100, Strong | 129 | 2.0% | 42.6% |
| 15 | GUARANTEED RATE, INC. | 105 | 1.6% | — |
| 16 | TEMPLE VIEW CAPITAL FUNDING, LP | 105 | 1.6% | — |
| 17 | CMG MORTGAGE, INC. | 99 | 1.5% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 98 | 1.5% | 32.9% |
| 19 | AmeriSave Mortgage Corporation | 96 | 1.5% | — |
| 20 | Loandepot.Com, LLC | 88 | 1.3% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 79 | 1.2% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 78 | 1.2% | — |
| 23 | HOMEXPRESS MORTGAGE CORP. | 76 | 1.2% | — |
| 24 | THE LOAN STORE, INC. | 75 | 1.1% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 70 | 1.1% | — |
| 26 | ANGEL OAK MORTGAGE SOLUTIONS LLC | 64 | 1.0% | — |
| 27 | V.I.P. MORTGAGE, INC. | 63 | 1.0% | — |
| 28 | KIND LENDING, LLC | 59 | 0.9% | — |
| 29 | MASON MCDUFFIE MORTGAGE CORPORATION | 54 | 0.8% | — |
| 30 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 53 | 0.8% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 44 | 0.7% | 44.7% |
| 32 | Discover Bank | 41 | 0.6% | — |
| 33 | DEEPHAVEN MORTGAGE LLC | 40 | 0.6% | — |
| 34 | FIGURE LENDING LLC | 39 | 0.6% | — |
| 35 | U.S. Bank National Association 55 out of 100, Moderate | 38 | 0.6% | 39.5% |
| 36 | CARRINGTON MORTGAGE SERVICES, LLC | 38 | 0.6% | — |
| 37 | LENDSURE MORTGAGE CORP. | 38 | 0.6% | — |
| 38 | LENDINGONE, LLC | 37 | 0.6% | — |
| 39 | Broker Solutions, Inc. | 36 | 0.5% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 35 | 0.5% | — |
Top 40 of 221 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Hawaii
- Honolulu County 25,362 apps
- Maui County 4,347 apps
- Kauai County 2,134 apps
- Kalawao County 0 apps