HMDA 2025
Mortgage lenders in Hawaii
Lenders reported 38,441 home-loan applications for properties in Hawaii in 2025; 19,814 became loans and the denial rate on decided applications was 27.3%. The busiest county was Honolulu County with 25,362 applications.
Most active lenders across Hawaii's counties
- Bank of Hawaii 3,677 applications
- First Hawaiian Bank 2,782 applications
- American Savings Bank, FSB 2,479 applications
- HAWAIIUSA FEDERAL CREDIT UNION 1,880 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 1,714 applications
- Rocket Mortgage, LLC 1,657 applications
- Central Pacific Bank 1,520 applications
- HAWAII STATE FEDERAL CREDIT UNION 1,390 applications
- PENNYMAC LOAN SERVICES, LLC 1,330 applications
- NEWREZ LLC 1,162 applications
- FREEDOM MORTGAGE CORPORATION 1,036 applications
- Navy Federal Credit Union 986 applications
- GUARANTEED RATE, INC. 782 applications
- Mortgage Research Center, LLC 695 applications
- JPMorgan Chase Bank, National Association 647 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Hawaii County | 6,598 | 221 | 26.6% | 1,775 / 1,093 |
| Honolulu County | 25,362 | 262 | 26.4% | 6,771 / 3,982 |
| Kalawao County | 0 | 0 | 0.0% | 0 / 0 |
| Kauai County | 2,134 | 146 | 30.6% | 473 / 385 |
| Maui County | 4,347 | 194 | 31.6% | 889 / 698 |