Hawaii · HMDA 2025
Mortgage lenders in Kauai County, HI
146 lenders reported 2,134 home-loan applications in Kauai County in 2025. 1,048 closed as loans ($774.2M), 483 were denied — a 30.6% denial rate on decided applications, above the Hawaii rate of 27.3%. The three most active lenders handled 26% of applications, led by First Hawaiian Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,134
- Loans originated
- 1,048
- Purchase / refinance
- 473 / 385
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kauai County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Hawaiian Bank 67 out of 100, Moderate | 224 | 10.5% | 24.2% |
| 2 | Bank of Hawaii 64 out of 100, Moderate | 185 | 8.7% | 33.7% |
| 3 | American Savings Bank, FSB 71 out of 100, Strong | 137 | 6.4% | 37.1% |
| 4 | HAWAIIUSA FEDERAL CREDIT UNION 73 out of 100, Strong | 130 | 6.1% | 42.6% |
| 5 | Rocket Mortgage, LLC | 108 | 5.1% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 105 | 4.9% | — |
| 7 | SECURITYNATIONAL MORTGAGE COMPANY | 85 | 4.0% | — |
| 8 | GUARANTEED RATE, INC. | 72 | 3.4% | — |
| 9 | NEWREZ LLC | 66 | 3.1% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 63 | 3.0% | 14.1% |
| 11 | Central Pacific Bank 67 out of 100, Moderate | 52 | 2.4% | 40.8% |
| 12 | HOMEXPRESS MORTGAGE CORP. | 51 | 2.4% | — |
| 13 | CMG MORTGAGE, INC. | 45 | 2.1% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 45 | 2.1% | — |
| 15 | Loandepot.Com, LLC | 26 | 1.2% | — |
| 16 | HAWAII STATE FEDERAL CREDIT UNION 71 out of 100, Strong | 24 | 1.1% | 33.2% |
| 17 | AmeriSave Mortgage Corporation | 22 | 1.0% | — |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 22 | 1.0% | 39.5% |
| 19 | FREEDOM MORTGAGE CORPORATION | 20 | 0.9% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 19 | 0.9% | 32.9% |
| 21 | ALOHA PACIFIC FEDERAL CREDIT UNION 70 out of 100, Strong | 18 | 0.8% | 32.7% |
| 22 | PLAZA HOME MORTGAGE, INC. | 17 | 0.8% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 16 | 0.7% | — |
| 24 | KIND LENDING, LLC | 16 | 0.7% | — |
| 25 | THE LOAN STORE, INC. | 15 | 0.7% | — |
| 26 | Commerce Home Mortgage, Inc. | 15 | 0.7% | — |
| 27 | BETTER MORTGAGE CORPORATION | 15 | 0.7% | — |
| 28 | Mortgage Research Center, LLC | 14 | 0.7% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 14 | 0.7% | 44.7% |
| 30 | Citadel Servicing Corporation | 14 | 0.7% | — |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 0.7% | — |
| 32 | PLANET HOME LENDING, LLC | 14 | 0.7% | — |
| 33 | NEXERA HOLDING LLC | 14 | 0.7% | — |
| 34 | NFM, INC. | 14 | 0.7% | — |
| 35 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 13 | 0.6% | — |
| 36 | LENDSURE MORTGAGE CORP. | 13 | 0.6% | — |
| 37 | Citibank, National Association 60 out of 100, Moderate | 13 | 0.6% | 24.0% |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 12 | 0.6% | 22.2% |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 12 | 0.6% | — |
| 40 | ANGEL OAK MORTGAGE SOLUTIONS LLC | 12 | 0.6% | — |
Top 40 of 146 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Hawaii
- Honolulu County 25,362 apps
- Hawaii County 6,598 apps
- Maui County 4,347 apps
- Kalawao County 0 apps