Hawaii · HMDA 2025
Mortgage lenders in Honolulu County, HI
262 lenders reported 25,362 home-loan applications in Honolulu County in 2025. 13,362 closed as loans ($8.1B), 5,036 were denied — a 26.4% denial rate on decided applications, close to the Hawaii rate of 27.3%. The three most active lenders handled 25% of applications, led by Bank of Hawaii. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 25,362
- Loans originated
- 13,362
- Purchase / refinance
- 6,771 / 3,982
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Honolulu County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank of Hawaii 64 out of 100, Moderate | 2,623 | 10.3% | 33.7% |
| 2 | First Hawaiian Bank 67 out of 100, Moderate | 1,892 | 7.5% | 24.2% |
| 3 | American Savings Bank, FSB 71 out of 100, Strong | 1,788 | 7.0% | 37.1% |
| 4 | HAWAIIUSA FEDERAL CREDIT UNION 73 out of 100, Strong | 1,413 | 5.6% | 42.6% |
| 5 | HAWAII STATE FEDERAL CREDIT UNION 71 out of 100, Strong | 1,197 | 4.7% | 33.2% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,142 | 4.5% | — |
| 7 | Central Pacific Bank 67 out of 100, Moderate | 1,128 | 4.4% | 40.8% |
| 8 | Rocket Mortgage, LLC | 973 | 3.8% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 858 | 3.4% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 839 | 3.3% | 32.9% |
| 11 | FREEDOM MORTGAGE CORPORATION | 787 | 3.1% | — |
| 12 | NEWREZ LLC | 763 | 3.0% | — |
| 13 | Mortgage Research Center, LLC | 505 | 2.0% | — |
| 14 | CMG MORTGAGE, INC. | 440 | 1.7% | — |
| 15 | GUARANTEED RATE, INC. | 418 | 1.6% | — |
| 16 | DHI MORTGAGE COMPANY, LTD. | 369 | 1.5% | — |
| 17 | THE LOAN STORE, INC. | 361 | 1.4% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 313 | 1.2% | 14.1% |
| 19 | ALOHA PACIFIC FEDERAL CREDIT UNION 70 out of 100, Strong | 303 | 1.2% | 32.7% |
| 20 | Loandepot.Com, LLC | 287 | 1.1% | — |
| 21 | GUILD MORTGAGE COMPANY | 271 | 1.1% | — |
| 22 | Citadel Servicing Corporation | 246 | 1.0% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 185 | 0.7% | — |
| 24 | AmeriSave Mortgage Corporation | 181 | 0.7% | — |
| 25 | HICKAM FEDERAL CREDIT UNION | 178 | 0.7% | — |
| 26 | KIND LENDING, LLC | 158 | 0.6% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 147 | 0.6% | — |
| 28 | Ameris Bank 67 out of 100, Moderate | 140 | 0.6% | 10.5% |
| 29 | University of Hawaii Federal Credit Union 81 out of 100, Strong | 131 | 0.5% | 7.8% |
| 30 | Paramount Residential Mortgage Group, Inc. | 131 | 0.5% | — |
| 31 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 126 | 0.5% | — |
| 32 | Plains Commerce Bank 59 out of 100, Moderate | 118 | 0.5% | 10.0% |
| 33 | HOMEXPRESS MORTGAGE CORP. | 117 | 0.5% | — |
| 34 | HAWAIIAN FINANCIAL FEDERAL CREDIT UNION 75 out of 100, Strong | 116 | 0.5% | 0.0% |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 116 | 0.5% | — |
| 36 | PLANET HOME LENDING, LLC | 115 | 0.5% | — |
| 37 | Fairway Independent Mortgage Corporation | 113 | 0.4% | — |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 108 | 0.4% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 108 | 0.4% | — |
| 40 | CONVENTUS LLC | 107 | 0.4% | — |
Top 40 of 262 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Hawaii
- Hawaii County 6,598 apps
- Maui County 4,347 apps
- Kauai County 2,134 apps
- Kalawao County 0 apps