Kansas · HMDA 2025
Mortgage lenders in Cherokee County, KS
103 lenders reported 716 home-loan applications in Cherokee County in 2025. 356 closed as loans ($49.4M), 110 were denied — a 22.7% denial rate on decided applications, above the Kansas rate of 18.1%. The three most active lenders handled 34% of applications, led by FLAT BRANCH MORTGAGE, INC.. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 716
- Loans originated
- 356
- Purchase / refinance
- 225 / 81
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cherokee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FLAT BRANCH MORTGAGE, INC. | 136 | 19.0% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 54 | 7.5% | — |
| 3 | Arvest Bank 57 out of 100, Moderate | 50 | 7.0% | 18.5% |
| 4 | Rocket Mortgage, LLC | 37 | 5.2% | — |
| 5 | Southwest Missouri Bank 68 out of 100, Moderate | 30 | 4.2% | 12.3% |
| 6 | Commerce Bank 76 out of 100, Strong | 26 | 3.6% | 33.2% |
| 7 | Mortgage Research Center, LLC | 18 | 2.5% | — |
| 8 | Labette Bank 68 out of 100, Moderate | 18 | 2.5% | 4.1% |
| 9 | NEWREZ LLC | 16 | 2.2% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 16 | 2.2% | 39.5% |
| 11 | People's Bank of Seneca 65 out of 100, Moderate | 16 | 2.2% | 12.4% |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 15 | 2.1% | — |
| 13 | Community Bank and Trust | 14 | 2.0% | — |
| 14 | 21st Mortgage Corporation | 13 | 1.8% | — |
| 15 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 1.8% | — |
| 16 | PLANET HOME LENDING, LLC | 11 | 1.5% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 11 | 1.5% | — |
| 18 | Loandepot.Com, LLC | 9 | 1.3% | — |
| 19 | Broker Solutions, Inc. | 9 | 1.3% | — |
| 20 | AmeriSave Mortgage Corporation | 9 | 1.3% | — |
| 21 | Community National Bank & Trust 65 out of 100, Moderate | 9 | 1.3% | 5.6% |
| 22 | FREEDOM MORTGAGE CORPORATION | 8 | 1.1% | — |
| 23 | Midwest Mortgage Associates Corporation | 8 | 1.1% | — |
| 24 | GNBank, National Association 80 out of 100, Strong | 8 | 1.1% | 12.7% |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 1.0% | — |
| 26 | First Community Bank 62 out of 100, Moderate | 7 | 1.0% | 6.5% |
| 27 | FIGURE LENDING LLC | 6 | 0.8% | — |
| 28 | GREAT PLAINS FEDERAL CREDIT UNION 74 out of 100, Strong | 6 | 0.8% | 39.6% |
| 29 | Coastal Community Bank 35 out of 100, Low | 6 | 0.8% | 3.0% |
| 30 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 0.7% | 32.5% |
| 31 | Gateway First Bank 54 out of 100, Below average | 5 | 0.7% | 5.3% |
| 32 | Pinnacle Bank 74 out of 100, Strong | 5 | 0.7% | 4.8% |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.6% | 32.9% |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 4 | 0.6% | — |
| 35 | Farm Credit Mid-America | 4 | 0.6% | — |
| 36 | ROYAL UNITED MORTGAGE LLC | 4 | 0.6% | — |
| 37 | Oakstar Bank 69 out of 100, Moderate | 4 | 0.6% | 4.7% |
| 38 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 0.4% | — |
| 39 | SPRING EQ, LLC | 3 | 0.4% | — |
| 40 | TOP FLITE FINANCIAL, INC. | 3 | 0.4% | — |
Top 40 of 103 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps