Kansas · HMDA 2025
Mortgage lenders in Decatur County, KS
33 lenders reported 71 home-loan applications in Decatur County in 2025. 30 closed as loans ($3.8M), 14 were denied — a 29.2% denial rate on decided applications, above the Kansas rate of 18.1%. The three most active lenders handled 31% of applications, led by CHARTER WEST BANK. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 71
- Loans originated
- 30
- Purchase / refinance
- 21 / 6
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Decatur County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CHARTER WEST BANK 68 out of 100, Moderate | 9 | 12.7% | 8.6% |
| 2 | Rocket Mortgage, LLC | 7 | 9.9% | — |
| 3 | MORTGAGE INVESTMENT SERVICES CORPORATION | 6 | 8.5% | — |
| 4 | Broker Solutions, Inc. | 5 | 7.0% | — |
| 5 | The Bennington State Bank 75 out of 100, Strong | 4 | 5.6% | 4.5% |
| 6 | FREEDOM MORTGAGE CORPORATION | 3 | 4.2% | — |
| 7 | NEWREZ LLC | 2 | 2.8% | — |
| 8 | Fairway Independent Mortgage Corporation | 2 | 2.8% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 2 | 2.8% | — |
| 10 | GUILD MORTGAGE COMPANY | 2 | 2.8% | — |
| 11 | Mortgage Research Center, LLC | 2 | 2.8% | — |
| 12 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | 2.8% | — |
| 13 | GOLDEN PLAINS CREDIT UNION 70 out of 100, Strong | 2 | 2.8% | 21.0% |
| 14 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 2 | 2.8% | 45.9% |
| 15 | NATIONSTAR MORTGAGE LLC | 2 | 2.8% | — |
| 16 | PHH Mortgage Corporation | 2 | 2.8% | — |
| 17 | Discover Bank | 1 | 1.4% | — |
| 18 | AmeriSave Mortgage Corporation | 1 | 1.4% | — |
| 19 | SPRING EQ, LLC | 1 | 1.4% | — |
| 20 | MNB Bank 75 out of 100, Strong | 1 | 1.4% | 7.5% |
| 21 | Outdoor Bank 31 out of 100, Low | 1 | 1.4% | 4.2% |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 1.4% | — |
| 23 | Central National Bank 78 out of 100, Strong | 1 | 1.4% | 12.5% |
| 24 | PLANET HOME LENDING, LLC | 1 | 1.4% | — |
| 25 | NEW DAY FINANCIAL, LLC | 1 | 1.4% | — |
| 26 | Equity Bank 65 out of 100, Moderate | 1 | 1.4% | 18.4% |
| 27 | GNBank, National Association 80 out of 100, Strong | 1 | 1.4% | 12.7% |
| 28 | Bank of Colorado 74 out of 100, Strong | 1 | 1.4% | 12.4% |
| 29 | CARRINGTON MORTGAGE SERVICES, LLC | 1 | 1.4% | — |
| 30 | CREDIT UNION OF AMERICA 75 out of 100, Strong | 1 | 1.4% | 29.0% |
| 31 | MISSION LOANS, LLC | 1 | 1.4% | — |
| 32 | Citibank, National Association 60 out of 100, Moderate | 1 | 1.4% | 24.0% |
| 33 | Magnolia Bank, Incorporated 49 out of 100, Below average | 1 | 1.4% | 10.3% |
Top 33 of 33 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps