Kansas · HMDA 2025
Mortgage lenders in Jefferson County, KS
151 lenders reported 847 home-loan applications in Jefferson County in 2025. 490 closed as loans ($104.1M), 129 were denied — a 19.9% denial rate on decided applications, above the Kansas rate of 18.1%. The three most active lenders handled 19% of applications, led by Rocket Mortgage, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 847
- Loans originated
- 490
- Purchase / refinance
- 257 / 161
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 77 | 9.1% | — |
| 2 | Envista Credit Union | 44 | 5.2% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 39 | 4.6% | — |
| 4 | The Union State Bank of Everest 68 out of 100, Moderate | 35 | 4.1% | 6.0% |
| 5 | Mortgage Research Center, LLC | 24 | 2.8% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 23 | 2.7% | — |
| 7 | Fairway Independent Mortgage Corporation | 22 | 2.6% | — |
| 8 | FLAT BRANCH MORTGAGE, INC. | 19 | 2.2% | — |
| 9 | Capitol Federal Savings Bank 61 out of 100, Moderate | 18 | 2.1% | 14.2% |
| 10 | Azura Credit Union 64 out of 100, Moderate | 18 | 2.1% | 54.1% |
| 11 | First State Bank and Trust 66 out of 100, Moderate | 18 | 2.1% | 17.6% |
| 12 | The Denison State Bank 87 out of 100, Very strong | 17 | 2.0% | 7.2% |
| 13 | FREEDOM MORTGAGE CORPORATION | 16 | 1.9% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 15 | 1.8% | 39.5% |
| 15 | Mutual Savings Association | 14 | 1.7% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 14 | 1.7% | — |
| 17 | NEWREZ LLC | 13 | 1.5% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 1.5% | 14.1% |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 11 | 1.3% | 44.7% |
| 20 | AmeriSave Mortgage Corporation | 10 | 1.2% | — |
| 21 | MORTGAGE INVESTMENT SERVICES CORPORATION | 10 | 1.2% | — |
| 22 | Mid-America Bank | 10 | 1.2% | — |
| 23 | Truity Federal Credit Union 52 out of 100, Below average | 10 | 1.2% | 13.1% |
| 24 | CARRINGTON MORTGAGE SERVICES, LLC | 10 | 1.2% | — |
| 25 | TRIAD FINANCIAL SERVICES, INC. | 9 | 1.1% | — |
| 26 | PLANET HOME LENDING, LLC | 9 | 1.1% | — |
| 27 | FRONTIER COMMUNITY CREDIT UNION 54 out of 100, Below average | 9 | 1.1% | 7.7% |
| 28 | Exchange Bank & Trust 88 out of 100, Very strong | 8 | 0.9% | 10.7% |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 0.9% | — |
| 30 | Loandepot.Com, LLC | 7 | 0.8% | — |
| 31 | GUILD MORTGAGE COMPANY | 7 | 0.8% | — |
| 32 | SPRING EQ, LLC | 7 | 0.8% | — |
| 33 | COMMUNITYAMERICA CREDIT UNION | 7 | 0.8% | — |
| 34 | CoreFirst Bank & Trust 71 out of 100, Strong | 7 | 0.8% | 18.5% |
| 35 | NBH Bank 66 out of 100, Moderate | 7 | 0.8% | 16.8% |
| 36 | GENEVA FINANCIAL, LLC | 6 | 0.7% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.7% | — |
| 38 | First State Bank of St. Charles, Missouri | 6 | 0.7% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.7% | — |
| 40 | Bell Bank 59 out of 100, Moderate | 6 | 0.7% | 7.1% |
Top 40 of 151 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps