Kansas · HMDA 2025
Mortgage lenders in Franklin County, KS
165 lenders reported 1,215 home-loan applications in Franklin County in 2025. 688 closed as loans ($132.9M), 168 were denied — a 19.0% denial rate on decided applications, close to the Kansas rate of 18.1%. The three most active lenders handled 18% of applications, led by Rocket Mortgage, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,215
- Loans originated
- 688
- Purchase / refinance
- 379 / 198
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Franklin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 104 | 8.6% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 59 | 4.9% | — |
| 3 | Mid-America Bank | 52 | 4.3% | — |
| 4 | Fairway Independent Mortgage Corporation | 42 | 3.5% | — |
| 5 | Arvest Bank 57 out of 100, Moderate | 40 | 3.3% | 18.5% |
| 6 | NEWREZ LLC | 38 | 3.1% | — |
| 7 | GENEVA FINANCIAL, LLC | 38 | 3.1% | — |
| 8 | The Kansas State Bank 65 out of 100, Moderate | 30 | 2.5% | 0.0% |
| 9 | NATIONSTAR MORTGAGE LLC | 28 | 2.3% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 25 | 2.1% | — |
| 11 | Mortgage Research Center, LLC | 25 | 2.1% | — |
| 12 | Bell Bank 59 out of 100, Moderate | 24 | 2.0% | 7.1% |
| 13 | Oakstar Bank 69 out of 100, Moderate | 24 | 2.0% | 4.7% |
| 14 | COMMUNITYAMERICA CREDIT UNION | 23 | 1.9% | — |
| 15 | BMO Bank National Association 83 out of 100, Strong | 22 | 1.8% | 40.5% |
| 16 | FREEDOM MORTGAGE CORPORATION | 20 | 1.6% | — |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 1.5% | 39.5% |
| 18 | AmeriSave Mortgage Corporation | 17 | 1.4% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 1.3% | 14.1% |
| 20 | FIGURE LENDING LLC | 14 | 1.2% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 1.1% | — |
| 22 | Great Southern Bank 73 out of 100, Strong | 13 | 1.1% | 24.6% |
| 23 | NBH Bank 66 out of 100, Moderate | 13 | 1.1% | 16.8% |
| 24 | SPRING EQ, LLC | 12 | 1.0% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 1.0% | — |
| 26 | LEADERONE FINANCIAL CORPORATION | 12 | 1.0% | — |
| 27 | Farm Credit Mid-America | 12 | 1.0% | — |
| 28 | MAINSTREET FEDERAL CREDIT UNION 70 out of 100, Strong | 12 | 1.0% | 21.5% |
| 29 | Broker Solutions, Inc. | 11 | 0.9% | — |
| 30 | PLANET HOME LENDING, LLC | 11 | 0.9% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 11 | 0.9% | 3.0% |
| 32 | Loandepot.Com, LLC | 10 | 0.8% | — |
| 33 | GUILD MORTGAGE COMPANY | 10 | 0.8% | — |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 10 | 0.8% | 44.7% |
| 35 | MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 0.8% | — |
| 36 | VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | 0.7% | — |
| 37 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | 0.7% | — |
| 38 | The Central Trust Bank 69 out of 100, Moderate | 9 | 0.7% | 10.4% |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 0.7% | — |
| 40 | Commerce Bank 76 out of 100, Strong | 9 | 0.7% | 33.2% |
Top 40 of 165 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps