Kansas · HMDA 2025
Mortgage lenders in Osage County, KS
127 lenders reported 627 home-loan applications in Osage County in 2025. 379 closed as loans ($62.0M), 87 were denied — a 18.2% denial rate on decided applications, close to the Kansas rate of 18.1%. The three most active lenders handled 22% of applications, led by Rocket Mortgage, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 627
- Loans originated
- 379
- Purchase / refinance
- 184 / 130
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Osage County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 57 | 9.1% | — |
| 2 | Envista Credit Union | 54 | 8.6% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 29 | 4.6% | — |
| 4 | The Lyndon State Bank | 26 | 4.1% | — |
| 5 | Mortgage Research Center, LLC | 20 | 3.2% | — |
| 6 | Azura Credit Union 64 out of 100, Moderate | 20 | 3.2% | 54.1% |
| 7 | FLAT BRANCH MORTGAGE, INC. | 20 | 3.2% | — |
| 8 | Fairway Independent Mortgage Corporation | 18 | 2.9% | — |
| 9 | FLINT HILLS BANK | 15 | 2.4% | — |
| 10 | Mid-America Bank | 14 | 2.2% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 1.9% | 14.1% |
| 12 | FREEDOM MORTGAGE CORPORATION | 12 | 1.9% | — |
| 13 | NEWREZ LLC | 11 | 1.8% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 1.6% | 39.5% |
| 15 | The Citizens State Bank 81 out of 100, Strong | 10 | 1.6% | 1.4% |
| 16 | CoreFirst Bank & Trust 71 out of 100, Strong | 10 | 1.6% | 18.5% |
| 17 | Broker Solutions, Inc. | 9 | 1.4% | — |
| 18 | AmeriSave Mortgage Corporation | 9 | 1.4% | — |
| 19 | Capitol Federal Savings Bank 61 out of 100, Moderate | 9 | 1.4% | 14.2% |
| 20 | The First Security Bank 56 out of 100, Moderate | 9 | 1.4% | 3.9% |
| 21 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 1.4% | — |
| 22 | COMMUNITYAMERICA CREDIT UNION | 8 | 1.3% | — |
| 23 | NBH Bank 66 out of 100, Moderate | 8 | 1.3% | 16.8% |
| 24 | Loandepot.Com, LLC | 7 | 1.1% | — |
| 25 | MORTGAGE INVESTMENT SERVICES CORPORATION | 7 | 1.1% | — |
| 26 | Truity Federal Credit Union 52 out of 100, Below average | 7 | 1.1% | 13.1% |
| 27 | Landmark National Bank 62 out of 100, Moderate | 7 | 1.1% | 4.6% |
| 28 | SPRING EQ, LLC | 6 | 1.0% | — |
| 29 | PLANET HOME LENDING, LLC | 6 | 1.0% | — |
| 30 | Farm Credit Mid-America | 6 | 1.0% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 6 | 1.0% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.8% | 32.9% |
| 33 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 0.8% | — |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.8% | 44.7% |
| 35 | NBKC BANK | 5 | 0.8% | — |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.8% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 5 | 0.8% | — |
| 38 | NEW DAY FINANCIAL, LLC | 5 | 0.8% | — |
| 39 | Central National Bank 78 out of 100, Strong | 4 | 0.6% | 12.5% |
| 40 | Fidelity Bank, National Association 60 out of 100, Moderate | 4 | 0.6% | 24.9% |
Top 40 of 127 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps