Kansas · HMDA 2025
Mortgage lenders in Phillips County, KS
35 lenders reported 95 home-loan applications in Phillips County in 2025. 40 closed as loans ($5.3M), 19 were denied — a 31.1% denial rate on decided applications, above the Kansas rate of 18.1%. The three most active lenders handled 53% of applications, led by GOLDEN PLAINS CREDIT UNION. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 95
- Loans originated
- 40
- Purchase / refinance
- 25 / 9
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Phillips County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GOLDEN PLAINS CREDIT UNION 70 out of 100, Strong | 36 | 37.9% | 21.0% |
| 2 | Rocket Mortgage, LLC | 9 | 9.5% | — |
| 3 | Mortgage Research Center, LLC | 5 | 5.3% | — |
| 4 | NEWREZ LLC | 3 | 3.2% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 3.2% | 14.1% |
| 6 | Farm Credit Mid-America | 3 | 3.2% | — |
| 7 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 2.1% | 32.9% |
| 8 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 2.1% | 22.2% |
| 9 | AmeriSave Mortgage Corporation | 2 | 2.1% | — |
| 10 | HEARTLAND CREDIT UNION | 2 | 2.1% | — |
| 11 | NATIONSTAR MORTGAGE LLC | 2 | 2.1% | — |
| 12 | Equity Bank 65 out of 100, Moderate | 2 | 2.1% | 18.4% |
| 13 | WEST GATE BANK 72 out of 100, Strong | 2 | 2.1% | 4.8% |
| 14 | 21st Mortgage Corporation | 1 | 1.1% | — |
| 15 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | 1.1% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.1% | — |
| 17 | Broker Solutions, Inc. | 1 | 1.1% | — |
| 18 | Discover Bank | 1 | 1.1% | — |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 1 | 1.1% | 44.7% |
| 20 | Empeople Credit Union 58 out of 100, Moderate | 1 | 1.1% | 25.7% |
| 21 | MNB Bank 75 out of 100, Strong | 1 | 1.1% | 7.5% |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 1.1% | — |
| 23 | FIGURE LENDING LLC | 1 | 1.1% | — |
| 24 | LEADERONE FINANCIAL CORPORATION | 1 | 1.1% | — |
| 25 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | 1.1% | — |
| 26 | ZILLOW HOME LOANS, LLC | 1 | 1.1% | — |
| 27 | Union State Bank 76 out of 100, Strong | 1 | 1.1% | 6.0% |
| 28 | Armed Forces Bank, National Association 83 out of 100, Strong | 1 | 1.1% | 20.4% |
| 29 | FREEDOM MORTGAGE CORPORATION | 1 | 1.1% | — |
| 30 | CONSUMER REAL ESTATE FINANCE CO. | 1 | 1.1% | — |
| 31 | Bank of Colorado 74 out of 100, Strong | 1 | 1.1% | 12.4% |
| 32 | ROYAL UNITED MORTGAGE LLC | 1 | 1.1% | — |
| 33 | BETTER MORTGAGE CORPORATION | 1 | 1.1% | — |
| 34 | PHH Mortgage Corporation | 1 | 1.1% | — |
| 35 | Flagstar Bank, N.A. 31 out of 100, Low | 1 | 1.1% | 35.1% |
Top 35 of 35 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps