Kansas · HMDA 2025
Mortgage lenders in Pratt County, KS
69 lenders reported 240 home-loan applications in Pratt County in 2025. 109 closed as loans ($15.9M), 41 were denied — a 25.3% denial rate on decided applications, above the Kansas rate of 18.1%. The three most active lenders handled 35% of applications, led by CREDIT UNION OF AMERICA. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 240
- Loans originated
- 109
- Purchase / refinance
- 64 / 27
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pratt County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CREDIT UNION OF AMERICA 75 out of 100, Strong | 41 | 17.1% | 29.0% |
| 2 | Rocket Mortgage, LLC | 24 | 10.0% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 18 | 7.5% | — |
| 4 | AmeriSave Mortgage Corporation | 9 | 3.8% | — |
| 5 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | 3.3% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 2.9% | — |
| 7 | Broker Solutions, Inc. | 7 | 2.9% | — |
| 8 | Coastal Community Bank 35 out of 100, Low | 7 | 2.9% | 3.0% |
| 9 | GUILD MORTGAGE COMPANY | 6 | 2.5% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 2.5% | 39.5% |
| 11 | NEWREZ LLC | 5 | 2.1% | — |
| 12 | NATIONSTAR MORTGAGE LLC | 5 | 2.1% | — |
| 13 | CANOPY MORTGAGE, LLC | 5 | 2.1% | — |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.7% | 32.9% |
| 15 | Mortgage Research Center, LLC | 4 | 1.7% | — |
| 16 | Bank of America, National Association 59 out of 100, Moderate | 4 | 1.7% | 44.7% |
| 17 | HEARTLAND CREDIT UNION | 4 | 1.7% | — |
| 18 | Legacy Bank 74 out of 100, Strong | 4 | 1.7% | 4.8% |
| 19 | FREEDOM MORTGAGE CORPORATION | 4 | 1.7% | — |
| 20 | Sunflower Bank, National Association 51 out of 100, Below average | 3 | 1.3% | 5.8% |
| 21 | FIGURE LENDING LLC | 3 | 1.3% | — |
| 22 | Members Mortgage Services, L.L.C. | 3 | 1.3% | — |
| 23 | NEW DAY FINANCIAL, LLC | 3 | 1.3% | — |
| 24 | SECURITYNATIONAL MORTGAGE COMPANY | 3 | 1.3% | — |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.8% | 22.2% |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.8% | — |
| 27 | SPRING EQ, LLC | 2 | 0.8% | — |
| 28 | LEADERONE FINANCIAL CORPORATION | 2 | 0.8% | — |
| 29 | Citizens Bank of Kansas 72 out of 100, Strong | 2 | 0.8% | 12.7% |
| 30 | PLANET HOME LENDING, LLC | 2 | 0.8% | — |
| 31 | ZILLOW HOME LOANS, LLC | 2 | 0.8% | — |
| 32 | The Bennington State Bank 75 out of 100, Strong | 2 | 0.8% | 4.5% |
| 33 | CMG MORTGAGE, INC. | 1 | 0.4% | — |
| 34 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.4% | 31.6% |
| 35 | 21st Mortgage Corporation | 1 | 0.4% | — |
| 36 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | 0.4% | — |
| 37 | Loandepot.Com, LLC | 1 | 0.4% | — |
| 38 | Discover Bank | 1 | 0.4% | — |
| 39 | GUARANTEED RATE, INC. | 1 | 0.4% | — |
| 40 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.4% | — |
Top 40 of 69 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps