Kansas · HMDA 2025
Mortgage lenders in Thomas County, KS
64 lenders reported 163 home-loan applications in Thomas County in 2025. 89 closed as loans ($12.0M), 23 were denied — a 20.2% denial rate on decided applications, above the Kansas rate of 18.1%. The three most active lenders handled 33% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 163
- Loans originated
- 89
- Purchase / refinance
- 52 / 29
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Thomas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 25 | 15.3% | — |
| 2 | Outdoor Bank 31 out of 100, Low | 15 | 9.2% | 4.2% |
| 3 | GOLDEN PLAINS CREDIT UNION 70 out of 100, Strong | 13 | 8.0% | 21.0% |
| 4 | Sunflower Bank, National Association 51 out of 100, Below average | 8 | 4.9% | 5.8% |
| 5 | Mortgage Research Center, LLC | 6 | 3.7% | — |
| 6 | AmeriSave Mortgage Corporation | 5 | 3.1% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 2.5% | 14.1% |
| 8 | Broker Solutions, Inc. | 4 | 2.5% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.5% | — |
| 10 | MORTGAGE INVESTMENT SERVICES CORPORATION | 4 | 2.5% | — |
| 11 | Adams Bank & Trust 82 out of 100, Strong | 4 | 2.5% | 10.6% |
| 12 | NEWREZ LLC | 3 | 1.8% | — |
| 13 | Empeople Credit Union 58 out of 100, Moderate | 3 | 1.8% | 25.7% |
| 14 | LEADERONE FINANCIAL CORPORATION | 3 | 1.8% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 3 | 1.8% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 1.2% | 32.9% |
| 17 | MOVEMENT MORTGAGE, LLC | 2 | 1.2% | — |
| 18 | ZILLOW HOME LOANS, LLC | 2 | 1.2% | — |
| 19 | HEARTLAND CREDIT UNION | 2 | 1.2% | — |
| 20 | The Bennington State Bank 75 out of 100, Strong | 2 | 1.2% | 4.5% |
| 21 | PLAZA HOME MORTGAGE, INC. | 2 | 1.2% | — |
| 22 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 1.2% | — |
| 23 | LoanUnited.com, LLC | 2 | 1.2% | — |
| 24 | CONSUMER REAL ESTATE FINANCE CO. | 2 | 1.2% | — |
| 25 | MISSION LOANS, LLC | 2 | 1.2% | — |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.6% | 22.2% |
| 27 | Fairway Independent Mortgage Corporation | 1 | 0.6% | — |
| 28 | Loandepot.Com, LLC | 1 | 0.6% | — |
| 29 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.6% | — |
| 30 | Discover Bank | 1 | 0.6% | — |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.6% | 39.5% |
| 32 | A&D Mortgage LLC | 1 | 0.6% | — |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.6% | — |
| 34 | THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS 85 out of 100, Very strong | 1 | 0.6% | 2.4% |
| 35 | FIGURE LENDING LLC | 1 | 0.6% | — |
| 36 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 0.6% | — |
| 37 | PLANET HOME LENDING, LLC | 1 | 0.6% | — |
| 38 | Click n' Close, Inc. | 1 | 0.6% | — |
| 39 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.6% | — |
| 40 | AMERICAN FINANCIAL NETWORK, INC. | 1 | 0.6% | — |
Top 40 of 64 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps