Kentucky · HMDA 2025
Mortgage lenders in Taylor County, KY
102 lenders reported 644 home-loan applications in Taylor County in 2025. 320 closed as loans ($57.7M), 149 were denied — a 30.6% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 29% of applications, led by Community Trust Bank, Inc.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 644
- Loans originated
- 320
- Purchase / refinance
- 176 / 89
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Taylor County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Community Trust Bank, Inc. 80 out of 100, Strong | 83 | 12.9% | 13.9% |
| 2 | Abound Federal Credit Union 81 out of 100, Strong | 60 | 9.3% | 18.6% |
| 3 | STOCKTON MORTGAGE CORPORATION | 45 | 7.0% | — |
| 4 | Forcht Bank, National Association | 39 | 6.1% | — |
| 5 | Rocket Mortgage, LLC | 27 | 4.2% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 25 | 3.9% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 25 | 3.9% | — |
| 8 | Mortgage Research Center, LLC | 21 | 3.3% | — |
| 9 | 21st Mortgage Corporation | 19 | 3.0% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 2.5% | — |
| 11 | CMG MORTGAGE, INC. | 14 | 2.2% | — |
| 12 | TRIAD FINANCIAL SERVICES, INC. | 14 | 2.2% | — |
| 13 | TAMMAC HOLDINGS CORPORATION | 14 | 2.2% | — |
| 14 | VILLAGE CAPITAL & INVESTMENT LLC | 14 | 2.2% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 1.7% | 39.5% |
| 16 | Park Lane Finance Solutions, LLC | 10 | 1.6% | — |
| 17 | Magnolia Bank, Incorporated 49 out of 100, Below average | 9 | 1.4% | 10.3% |
| 18 | NEWREZ LLC | 8 | 1.2% | — |
| 19 | PLANET HOME LENDING, LLC | 8 | 1.2% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.1% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.9% | 32.9% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.9% | 14.1% |
| 23 | Broker Solutions, Inc. | 6 | 0.9% | — |
| 24 | COMMONWEALTH | 6 | 0.9% | — |
| 25 | AmeriSave Mortgage Corporation | 5 | 0.8% | — |
| 26 | Equity Prime Mortgage LLC | 5 | 0.8% | — |
| 27 | USAA Federal Savings Bank 64 out of 100, Moderate | 5 | 0.8% | 37.2% |
| 28 | Coastal Community Bank 35 out of 100, Low | 5 | 0.8% | 3.0% |
| 29 | Loandepot.Com, LLC | 4 | 0.6% | — |
| 30 | Mortgage Right | 4 | 0.6% | — |
| 31 | Farm Credit Mid-America | 4 | 0.6% | — |
| 32 | FREEDOM MORTGAGE CORPORATION | 4 | 0.6% | — |
| 33 | NEW DAY FINANCIAL, LLC | 4 | 0.6% | — |
| 34 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.5% | 32.5% |
| 35 | Discover Bank | 3 | 0.5% | — |
| 36 | GUILD MORTGAGE COMPANY | 3 | 0.5% | — |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.5% | — |
| 38 | The Federal Savings Bank 51 out of 100, Below average | 3 | 0.5% | 19.1% |
| 39 | Prosperity Home Mortgage, LLC | 3 | 0.5% | — |
| 40 | NATIONSTAR MORTGAGE LLC | 3 | 0.5% | — |
Top 40 of 102 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps