Kentucky · HMDA 2025
Mortgage lenders in Hardin County, KY
217 lenders reported 5,758 home-loan applications in Hardin County in 2025. 3,137 closed as loans ($766.6M), 796 were denied — a 19.3% denial rate on decided applications, below the Kentucky rate of 23.3%. The three most active lenders handled 21% of applications, led by Abound Federal Credit Union. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,758
- Loans originated
- 3,137
- Purchase / refinance
- 1,521 / 1,118
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hardin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Abound Federal Credit Union 81 out of 100, Strong | 543 | 9.4% | 18.6% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 388 | 6.7% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 303 | 5.3% | — |
| 4 | Mortgage Research Center, LLC | 283 | 4.9% | — |
| 5 | Rocket Mortgage, LLC | 257 | 4.5% | — |
| 6 | SOUTH CENTRAL BANK, INC. 72 out of 100, Strong | 256 | 4.4% | 7.5% |
| 7 | The Cecilian Bank 77 out of 100, Strong | 249 | 4.3% | 11.4% |
| 8 | FREEDOM MORTGAGE CORPORATION | 231 | 4.0% | — |
| 9 | West Point Bank 57 out of 100, Moderate | 198 | 3.4% | 8.9% |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 190 | 3.3% | 32.9% |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 162 | 2.8% | — |
| 12 | WesBanco Bank, Inc. 66 out of 100, Moderate | 119 | 2.1% | 20.1% |
| 13 | NEWREZ LLC | 93 | 1.6% | — |
| 14 | DHI MORTGAGE COMPANY, LTD. | 92 | 1.6% | — |
| 15 | NEW DAY FINANCIAL, LLC | 83 | 1.4% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 82 | 1.4% | 14.1% |
| 17 | Northpointe Bank 58 out of 100, Moderate | 82 | 1.4% | 10.4% |
| 18 | PLANET HOME LENDING, LLC | 79 | 1.4% | — |
| 19 | PNC Bank, National Association 62 out of 100, Moderate | 76 | 1.3% | 33.8% |
| 20 | EVERETT FINANCIAL, INC. | 68 | 1.2% | — |
| 21 | Magnolia Bank, Incorporated 49 out of 100, Below average | 64 | 1.1% | 10.3% |
| 22 | AmeriSave Mortgage Corporation | 59 | 1.0% | — |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 58 | 1.0% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 57 | 1.0% | — |
| 25 | INSPIRE HOME LOANS INC. | 55 | 1.0% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 52 | 0.9% | — |
| 27 | Wilson & Muir Bank & Trust Company 76 out of 100, Strong | 48 | 0.8% | 3.3% |
| 28 | PREMIER LENDING, INC. | 46 | 0.8% | — |
| 29 | Broker Solutions, Inc. | 45 | 0.8% | — |
| 30 | PLAZA HOME MORTGAGE, INC. | 44 | 0.8% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 44 | 0.8% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 42 | 0.7% | 3.0% |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 41 | 0.7% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 41 | 0.7% | — |
| 35 | Prosperity Home Mortgage, LLC | 40 | 0.7% | — |
| 36 | UNION HOME MORTGAGE CORP. | 38 | 0.7% | — |
| 37 | Loandepot.Com, LLC | 36 | 0.6% | — |
| 38 | German American Bank 75 out of 100, Strong | 34 | 0.6% | 17.2% |
| 39 | 21st Mortgage Corporation | 33 | 0.6% | — |
| 40 | Fifth Third Bank, National Association 62 out of 100, Moderate | 30 | 0.5% | 34.0% |
Top 40 of 217 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps
- Laurel County 2,745 apps