Kentucky · HMDA 2025
Mortgage lenders in Daviess County, KY
194 lenders reported 3,848 home-loan applications in Daviess County in 2025. 2,345 closed as loans ($451.7M), 525 were denied — a 17.7% denial rate on decided applications, below the Kentucky rate of 23.3%. The three most active lenders handled 33% of applications, led by Liberty. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,848
- Loans originated
- 2,345
- Purchase / refinance
- 1,205 / 752
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Daviess County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Liberty | 805 | 20.9% | — |
| 2 | Independence Bank of Kentucky | 241 | 6.3% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 218 | 5.7% | 39.5% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 174 | 4.5% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 155 | 4.0% | — |
| 6 | Rocket Mortgage, LLC | 144 | 3.7% | — |
| 7 | Old National Bank 59 out of 100, Moderate | 135 | 3.5% | 22.1% |
| 8 | SOUTH CENTRAL BANK, INC. 72 out of 100, Strong | 130 | 3.4% | 7.5% |
| 9 | German American Bank 75 out of 100, Strong | 122 | 3.2% | 17.2% |
| 10 | Truist Bank 63 out of 100, Moderate | 101 | 2.6% | 40.8% |
| 11 | Fifth Third Bank, National Association 62 out of 100, Moderate | 99 | 2.6% | 34.0% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 76 | 2.0% | 14.1% |
| 13 | FBC MORTGAGE, LLC | 68 | 1.8% | — |
| 14 | Mortgage Research Center, LLC | 64 | 1.7% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 59 | 1.5% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 56 | 1.5% | — |
| 17 | NEWREZ LLC | 49 | 1.3% | — |
| 18 | 21st Mortgage Corporation | 48 | 1.2% | — |
| 19 | PNC Bank, National Association 62 out of 100, Moderate | 47 | 1.2% | 33.8% |
| 20 | Heritage Federal Credit Union 77 out of 100, Strong | 40 | 1.0% | 21.5% |
| 21 | AmeriSave Mortgage Corporation | 38 | 1.0% | — |
| 22 | PLANET HOME LENDING, LLC | 38 | 1.0% | — |
| 23 | Broker Solutions, Inc. | 36 | 0.9% | — |
| 24 | VANDERBILT MORTGAGE AND FINANCE, INC. | 35 | 0.9% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 31 | 0.8% | 3.0% |
| 26 | PHH Mortgage Corporation | 29 | 0.8% | — |
| 27 | Loandepot.Com, LLC | 28 | 0.7% | — |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 26 | 0.7% | — |
| 29 | Peoples Bank 67 out of 100, Moderate | 26 | 0.7% | 24.1% |
| 30 | CHURCHILL MORTGAGE CORPORATION | 25 | 0.6% | — |
| 31 | Abound Federal Credit Union 81 out of 100, Strong | 24 | 0.6% | 18.6% |
| 32 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 20 | 0.5% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 20 | 0.5% | — |
| 34 | FIGURE LENDING LLC | 19 | 0.5% | — |
| 35 | Luminate Bank 47 out of 100, Below average | 19 | 0.5% | 4.3% |
| 36 | NEW DAY FINANCIAL, LLC | 18 | 0.5% | — |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 0.4% | — |
| 38 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 0.4% | 32.9% |
| 39 | Discover Bank | 16 | 0.4% | — |
| 40 | Farm Credit Mid-America | 16 | 0.4% | — |
Top 40 of 194 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps
- Laurel County 2,745 apps