Kentucky · HMDA 2025
Mortgage lenders in Bullitt County, KY
233 lenders reported 4,826 home-loan applications in Bullitt County in 2025. 2,601 closed as loans ($542.6M), 722 were denied — a 20.9% denial rate on decided applications, below the Kentucky rate of 23.3%. The three most active lenders handled 14% of applications, led by PENNYMAC LOAN SERVICES, LLC. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,826
- Loans originated
- 2,601
- Purchase / refinance
- 1,305 / 750
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bullitt County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 263 | 5.4% | — |
| 2 | Rocket Mortgage, LLC | 208 | 4.3% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 200 | 4.1% | — |
| 4 | Stock Yards Bank & Trust Company 72 out of 100, Strong | 177 | 3.7% | 21.5% |
| 5 | L & N Federal Credit Union 72 out of 100, Strong | 176 | 3.6% | 8.7% |
| 6 | PNC Bank, National Association 62 out of 100, Moderate | 168 | 3.5% | 33.8% |
| 7 | Fifth Third Bank, National Association 62 out of 100, Moderate | 157 | 3.3% | 34.0% |
| 8 | VICTORY MORTGAGE, L.L.C. | 130 | 2.7% | — |
| 9 | Northpointe Bank 58 out of 100, Moderate | 120 | 2.5% | 10.4% |
| 10 | Republic Bank & Trust Company 84 out of 100, Strong | 111 | 2.3% | 12.6% |
| 11 | First Harrison Bank 75 out of 100, Strong | 109 | 2.3% | 11.3% |
| 12 | Park Federal Credit Union 63 out of 100, Moderate | 101 | 2.1% | 18.5% |
| 13 | FREEDOM MORTGAGE CORPORATION | 95 | 2.0% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 93 | 1.9% | 14.1% |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 93 | 1.9% | — |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 89 | 1.8% | — |
| 17 | Abound Federal Credit Union 81 out of 100, Strong | 80 | 1.7% | 18.6% |
| 18 | Truist Bank 63 out of 100, Moderate | 76 | 1.6% | 40.8% |
| 19 | NATIONSTAR MORTGAGE LLC | 75 | 1.6% | — |
| 20 | NEWREZ LLC | 73 | 1.5% | — |
| 21 | Mortgage Research Center, LLC | 72 | 1.5% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 68 | 1.4% | — |
| 23 | PLANET HOME LENDING, LLC | 66 | 1.4% | — |
| 24 | Fairway Independent Mortgage Corporation | 65 | 1.3% | — |
| 25 | WesBanco Bank, Inc. 66 out of 100, Moderate | 62 | 1.3% | 20.1% |
| 26 | 21st Mortgage Corporation | 58 | 1.2% | — |
| 27 | U.S. Bank National Association 55 out of 100, Moderate | 57 | 1.2% | 39.5% |
| 28 | EVERETT FINANCIAL, INC. | 55 | 1.1% | — |
| 29 | INTERLINC MORTGAGE SERVICES, LLC | 50 | 1.0% | — |
| 30 | AmeriSave Mortgage Corporation | 49 | 1.0% | — |
| 31 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 47 | 1.0% | — |
| 32 | Broker Solutions, Inc. | 46 | 1.0% | — |
| 33 | KIND LENDING, LLC | 45 | 0.9% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 42 | 0.9% | — |
| 35 | Citizens Bank, National Association 54 out of 100, Below average | 36 | 0.7% | 32.5% |
| 36 | Coastal Community Bank 35 out of 100, Low | 36 | 0.7% | 3.0% |
| 37 | FIGURE LENDING LLC | 35 | 0.7% | — |
| 38 | First Financial Bank 68 out of 100, Moderate | 35 | 0.7% | 24.9% |
| 39 | Magnolia Bank, Incorporated 49 out of 100, Below average | 35 | 0.7% | 10.3% |
| 40 | PIKE CREEK MORTGAGE SERVICES, INC. | 34 | 0.7% | — |
Top 40 of 233 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps
- Laurel County 2,745 apps