Kentucky · HMDA 2025
Mortgage lenders in Campbell County, KY
265 lenders reported 4,786 home-loan applications in Campbell County in 2025. 2,761 closed as loans ($635.5M), 638 were denied — a 18.1% denial rate on decided applications, below the Kentucky rate of 23.3%. The three most active lenders handled 19% of applications, led by Fifth Third Bank, National Association. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,786
- Loans originated
- 2,761
- Purchase / refinance
- 1,339 / 846
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Campbell County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fifth Third Bank, National Association 62 out of 100, Moderate | 468 | 9.8% | 34.0% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 231 | 4.8% | 39.5% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 192 | 4.0% | — |
| 4 | Guardian Savings Bank 83 out of 100, Strong | 184 | 3.8% | 11.5% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 178 | 3.7% | — |
| 6 | STOCKTON MORTGAGE CORPORATION | 173 | 3.6% | — |
| 7 | The Huntington National Bank 59 out of 100, Moderate | 169 | 3.5% | 31.6% |
| 8 | Rocket Mortgage, LLC | 169 | 3.5% | — |
| 9 | PNC Bank, National Association 62 out of 100, Moderate | 112 | 2.3% | 33.8% |
| 10 | UNION HOME MORTGAGE CORP. | 105 | 2.2% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 99 | 2.1% | — |
| 12 | WesBanco Bank, Inc. 66 out of 100, Moderate | 97 | 2.0% | 20.1% |
| 13 | VICTORY MORTGAGE, L.L.C. | 93 | 1.9% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 85 | 1.8% | 14.1% |
| 15 | NEWREZ LLC | 81 | 1.7% | — |
| 16 | Truist Bank 63 out of 100, Moderate | 69 | 1.4% | 40.8% |
| 17 | GUARANTEED RATE, INC. | 65 | 1.4% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 64 | 1.3% | — |
| 19 | GENERAL ELECTRIC CREDIT UNION 54 out of 100, Below average | 64 | 1.3% | 13.4% |
| 20 | Heritage Bank, Inc. | 64 | 1.3% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 62 | 1.3% | — |
| 22 | FIRST EQUITY MORTGAGE INCORPORATED | 56 | 1.2% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 51 | 1.1% | — |
| 24 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 51 | 1.1% | 35.5% |
| 25 | First Financial Bank 68 out of 100, Moderate | 48 | 1.0% | 24.9% |
| 26 | Citizens Bank, National Association 54 out of 100, Below average | 47 | 1.0% | 32.5% |
| 27 | Union Savings Bank 74 out of 100, Strong | 46 | 1.0% | 5.3% |
| 28 | Prosperity Home Mortgage, LLC | 45 | 0.9% | — |
| 29 | German American Bank 75 out of 100, Strong | 45 | 0.9% | 17.2% |
| 30 | Plains Commerce Bank 59 out of 100, Moderate | 44 | 0.9% | 10.0% |
| 31 | PLANET HOME LENDING, LLC | 43 | 0.9% | — |
| 32 | Mortgage Research Center, LLC | 42 | 0.9% | — |
| 33 | Broker Solutions, Inc. | 37 | 0.8% | — |
| 34 | Republic Bank & Trust Company 84 out of 100, Strong | 36 | 0.8% | 12.6% |
| 35 | SPRING EQ, LLC | 34 | 0.7% | — |
| 36 | FIGURE LENDING LLC | 34 | 0.7% | — |
| 37 | SUCCESS MORTGAGE PARTNERS, INC. | 34 | 0.7% | — |
| 38 | AmeriSave Mortgage Corporation | 33 | 0.7% | — |
| 39 | Loandepot.Com, LLC | 29 | 0.6% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 29 | 0.6% | — |
Top 40 of 265 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps
- Laurel County 2,745 apps