Missouri · HMDA 2025
Mortgage lenders in Bates County, MO
130 lenders reported 690 home-loan applications in Bates County in 2025. 391 closed as loans ($74.8M), 90 were denied — a 17.9% denial rate on decided applications, close to the Missouri rate of 18.5%. The three most active lenders handled 18% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 690
- Loans originated
- 391
- Purchase / refinance
- 220 / 126
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bates County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 48 | 7.0% | — |
| 2 | Community First Bank 67 out of 100, Moderate | 39 | 5.7% | 4.9% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 37 | 5.4% | — |
| 4 | Rocket Mortgage, LLC | 36 | 5.2% | — |
| 5 | Citizens Bank | 35 | 5.1% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 20 | 2.9% | 39.5% |
| 7 | Adrian Bank 85 out of 100, Very strong | 19 | 2.8% | 0.0% |
| 8 | FLAT BRANCH MORTGAGE, INC. | 19 | 2.8% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 18 | 2.6% | — |
| 10 | LEADERONE FINANCIAL CORPORATION | 15 | 2.2% | — |
| 11 | Fairway Independent Mortgage Corporation | 14 | 2.0% | — |
| 12 | Mortgage Research Center, LLC | 14 | 2.0% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 14 | 2.0% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 1.9% | — |
| 15 | PLANET HOME LENDING, LLC | 13 | 1.9% | — |
| 16 | NEWREZ LLC | 12 | 1.7% | — |
| 17 | PLAZA HOME MORTGAGE, INC. | 12 | 1.7% | — |
| 18 | COMMUNITYAMERICA CREDIT UNION | 10 | 1.4% | — |
| 19 | VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | 1.3% | — |
| 20 | GUILD MORTGAGE COMPANY | 9 | 1.3% | — |
| 21 | Hawthorn Bank 75 out of 100, Strong | 9 | 1.3% | 18.4% |
| 22 | 21st Mortgage Corporation | 8 | 1.2% | — |
| 23 | AmeriSave Mortgage Corporation | 8 | 1.2% | — |
| 24 | EVERETT FINANCIAL, INC. | 8 | 1.2% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7 | 1.0% | 14.1% |
| 26 | Broker Solutions, Inc. | 7 | 1.0% | — |
| 27 | FCS Financial, FLCA | 7 | 1.0% | — |
| 28 | Commerce Bank 76 out of 100, Strong | 7 | 1.0% | 33.2% |
| 29 | TRIAD FINANCIAL SERVICES, INC. | 6 | 0.9% | — |
| 30 | THE LOAN STORE, INC. | 6 | 0.9% | — |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 0.9% | — |
| 32 | Loandepot.Com, LLC | 5 | 0.7% | — |
| 33 | Discover Bank | 5 | 0.7% | — |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.7% | 44.7% |
| 35 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | 0.7% | — |
| 36 | COMMUNITY MORTGAGE, LLC | 5 | 0.7% | — |
| 37 | NEW DAY FINANCIAL, LLC | 5 | 0.7% | — |
| 38 | Flagstar Bank, N.A. 31 out of 100, Low | 5 | 0.7% | 35.1% |
| 39 | Waterstone Mortgage Corporation | 5 | 0.7% | — |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.6% | — |
Top 40 of 130 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps