Missouri · HMDA 2025
Mortgage lenders in Butler County, MO
117 lenders reported 1,477 home-loan applications in Butler County in 2025. 812 closed as loans ($139.3M), 173 were denied — a 16.9% denial rate on decided applications, below the Missouri rate of 18.5%. The three most active lenders handled 30% of applications, led by First Midwest Bank of the Ozarks. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,477
- Loans originated
- 812
- Purchase / refinance
- 506 / 208
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Butler County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Midwest Bank of the Ozarks 69 out of 100, Moderate | 150 | 10.2% | 3.9% |
| 2 | DAS Acquisition Company, LLC | 149 | 10.1% | — |
| 3 | Southern Bank 70 out of 100, Strong | 142 | 9.6% | 5.8% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 107 | 7.2% | — |
| 5 | Flanagan State Bank 67 out of 100, Moderate | 85 | 5.8% | 14.2% |
| 6 | Rocket Mortgage, LLC | 60 | 4.1% | — |
| 7 | Mortgage Research Center, LLC | 54 | 3.7% | — |
| 8 | NEWREZ LLC | 43 | 2.9% | — |
| 9 | FLAT BRANCH MORTGAGE, INC. | 42 | 2.8% | — |
| 10 | Peoples Community Bank 83 out of 100, Strong | 42 | 2.8% | 8.3% |
| 11 | PLANET HOME LENDING, LLC | 37 | 2.5% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 34 | 2.3% | — |
| 13 | VILLAGE CAPITAL & INVESTMENT LLC | 32 | 2.2% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 31 | 2.1% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 29 | 2.0% | 39.5% |
| 16 | Sterling Bank 78 out of 100, Strong | 25 | 1.7% | 14.3% |
| 17 | Commerce Bank 76 out of 100, Strong | 23 | 1.6% | 33.2% |
| 18 | NATIONSTAR MORTGAGE LLC | 16 | 1.1% | — |
| 19 | 21st Mortgage Corporation | 15 | 1.0% | — |
| 20 | The Bank of Missouri 55 out of 100, Moderate | 14 | 0.9% | 16.0% |
| 21 | AmeriSave Mortgage Corporation | 13 | 0.9% | — |
| 22 | NEW DAY FINANCIAL, LLC | 13 | 0.9% | — |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 0.8% | — |
| 24 | AMERICAN FINANCIAL RESOURCES, INC. | 12 | 0.8% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 0.7% | 14.1% |
| 26 | Loandepot.Com, LLC | 11 | 0.7% | — |
| 27 | TRIAD FINANCIAL SERVICES, INC. | 11 | 0.7% | — |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 11 | 0.7% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.7% | 32.9% |
| 30 | Broker Solutions, Inc. | 10 | 0.7% | — |
| 31 | GUILD MORTGAGE COMPANY | 10 | 0.7% | — |
| 32 | Midwest Mortgage Associates Corporation | 10 | 0.7% | — |
| 33 | Members Mortgage Services, L.L.C. | 9 | 0.6% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.6% | — |
| 35 | First State Community Bank 73 out of 100, Strong | 7 | 0.5% | 15.4% |
| 36 | Discover Bank | 6 | 0.4% | — |
| 37 | SPRING EQ, LLC | 6 | 0.4% | — |
| 38 | Synergy One Lending, Inc. | 6 | 0.4% | — |
| 39 | USAA Federal Savings Bank 64 out of 100, Moderate | 6 | 0.4% | 37.2% |
| 40 | VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | 0.3% | — |
Top 40 of 117 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps