Missouri · HMDA 2025
Mortgage lenders in Henry County, MO
142 lenders reported 1,134 home-loan applications in Henry County in 2025. 595 closed as loans ($105.2M), 164 were denied — a 20.7% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 20% of applications, led by Hawthorn Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,134
- Loans originated
- 595
- Purchase / refinance
- 291 / 180
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Henry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Hawthorn Bank 75 out of 100, Strong | 107 | 9.4% | 18.4% |
| 2 | Equity Bank 65 out of 100, Moderate | 63 | 5.6% | 18.4% |
| 3 | COMMUNITY MORTGAGE, LLC | 60 | 5.3% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 51 | 4.5% | 39.5% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 44 | 3.9% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 43 | 3.8% | — |
| 7 | NEWREZ LLC | 42 | 3.7% | — |
| 8 | Rocket Mortgage, LLC | 42 | 3.7% | — |
| 9 | Mortgage Research Center, LLC | 40 | 3.5% | — |
| 10 | Oakstar Bank 69 out of 100, Moderate | 30 | 2.6% | 4.7% |
| 11 | FLAT BRANCH MORTGAGE, INC. | 26 | 2.3% | — |
| 12 | PLANET HOME LENDING, LLC | 25 | 2.2% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 23 | 2.0% | — |
| 14 | UMB Bank, National Association 65 out of 100, Moderate | 21 | 1.9% | 30.5% |
| 15 | Broker Solutions, Inc. | 19 | 1.7% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 17 | 1.5% | — |
| 17 | Community National Bank & Trust 65 out of 100, Moderate | 17 | 1.5% | 5.6% |
| 18 | LEADERONE FINANCIAL CORPORATION | 16 | 1.4% | — |
| 19 | Fairway Independent Mortgage Corporation | 15 | 1.3% | — |
| 20 | AmeriSave Mortgage Corporation | 15 | 1.3% | — |
| 21 | COMMUNITYAMERICA CREDIT UNION | 12 | 1.1% | — |
| 22 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 1.1% | — |
| 23 | MORTGAGE INVESTMENT SERVICES CORPORATION | 11 | 1.0% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 11 | 1.0% | — |
| 25 | CARRINGTON MORTGAGE SERVICES, LLC | 11 | 1.0% | — |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 0.9% | 14.1% |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 0.9% | — |
| 28 | Sherwood Community Bank | 10 | 0.9% | — |
| 29 | The Central Trust Bank 69 out of 100, Moderate | 10 | 0.9% | 10.4% |
| 30 | PHH Mortgage Corporation | 10 | 0.9% | — |
| 31 | Outdoor Bank 31 out of 100, Low | 9 | 0.8% | 4.2% |
| 32 | FCS Financial, FLCA | 9 | 0.8% | — |
| 33 | Loandepot.Com, LLC | 8 | 0.7% | — |
| 34 | Midwest Mortgage Associates Corporation | 8 | 0.7% | — |
| 35 | Legacy Bank & Trust Company | 8 | 0.7% | — |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.6% | 32.9% |
| 37 | Citibank, National Association 60 out of 100, Moderate | 7 | 0.6% | 24.0% |
| 38 | PILGRIM MORTGAGE LLC | 7 | 0.6% | — |
| 39 | CENTRAL MISSOURI COMMUNITY CREDIT UNION 60 out of 100, Moderate | 6 | 0.5% | 36.8% |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.5% | — |
Top 40 of 142 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps