Missouri · HMDA 2025
Mortgage lenders in Howell County, MO
135 lenders reported 1,157 home-loan applications in Howell County in 2025. 577 closed as loans ($111.3M), 156 were denied — a 20.3% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 18% of applications, led by PENNYMAC LOAN SERVICES, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,157
- Loans originated
- 577
- Purchase / refinance
- 310 / 201
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Howell County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 71 | 6.1% | — |
| 2 | Click n' Close, Inc. | 70 | 6.1% | — |
| 3 | Southern Bank 70 out of 100, Strong | 68 | 5.9% | 5.8% |
| 4 | Rocket Mortgage, LLC | 64 | 5.5% | — |
| 5 | DAS Acquisition Company, LLC | 57 | 4.9% | — |
| 6 | Simmons Bank 60 out of 100, Moderate | 46 | 4.0% | 26.5% |
| 7 | Mortgage Research Center, LLC | 37 | 3.2% | — |
| 8 | GENEVA FINANCIAL, LLC | 33 | 2.9% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 30 | 2.6% | 39.5% |
| 10 | FREEDOM MORTGAGE CORPORATION | 30 | 2.6% | — |
| 11 | 21st Mortgage Corporation | 27 | 2.3% | — |
| 12 | NEWREZ LLC | 27 | 2.3% | — |
| 13 | Broker Solutions, Inc. | 26 | 2.2% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 21 | 1.8% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 1.7% | 14.1% |
| 16 | AmeriSave Mortgage Corporation | 20 | 1.7% | — |
| 17 | GUILD MORTGAGE COMPANY | 20 | 1.7% | — |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 19 | 1.6% | — |
| 19 | VANDERBILT MORTGAGE AND FINANCE, INC. | 18 | 1.6% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 18 | 1.6% | — |
| 21 | NEW DAY FINANCIAL, LLC | 18 | 1.6% | — |
| 22 | GERSHMAN INVESTMENT CORP. | 16 | 1.4% | — |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 1.3% | — |
| 24 | FNBC Bank 69 out of 100, Moderate | 15 | 1.3% | 5.0% |
| 25 | PLANET HOME LENDING, LLC | 15 | 1.3% | — |
| 26 | EVERETT FINANCIAL, INC. | 15 | 1.3% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 1.2% | — |
| 28 | FLAT BRANCH MORTGAGE, INC. | 14 | 1.2% | — |
| 29 | Great Southern Bank 73 out of 100, Strong | 12 | 1.0% | 24.6% |
| 30 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 12 | 1.0% | — |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 1.0% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.9% | 32.9% |
| 33 | Loandepot.Com, LLC | 10 | 0.9% | — |
| 34 | Wood & Huston Bank 82 out of 100, Strong | 10 | 0.9% | 3.4% |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 10 | 0.9% | — |
| 36 | Midwest Mortgage Associates Corporation | 10 | 0.9% | — |
| 37 | Equity Prime Mortgage LLC | 8 | 0.7% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 8 | 0.7% | — |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 8 | 0.7% | — |
| 40 | PHH Mortgage Corporation | 8 | 0.7% | — |
Top 40 of 135 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps