Missouri · HMDA 2025
Mortgage lenders in Laclede County, MO
139 lenders reported 1,849 home-loan applications in Laclede County in 2025. 752 closed as loans ($133.4M), 444 were denied — a 34.5% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 22% of applications, led by FLAT BRANCH MORTGAGE, INC.. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,849
- Loans originated
- 752
- Purchase / refinance
- 406 / 233
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Laclede County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FLAT BRANCH MORTGAGE, INC. | 145 | 7.8% | — |
| 2 | First State Community Bank 73 out of 100, Strong | 127 | 6.9% | 15.4% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 126 | 6.8% | — |
| 4 | INFUZE Credit Union | 106 | 5.7% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 102 | 5.5% | — |
| 6 | 21st Mortgage Corporation | 85 | 4.6% | — |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 84 | 4.5% | — |
| 8 | Rocket Mortgage, LLC | 68 | 3.7% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 59 | 3.2% | 39.5% |
| 10 | Mortgage Research Center, LLC | 53 | 2.9% | — |
| 11 | TAMMAC HOLDINGS CORPORATION | 45 | 2.4% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 45 | 2.4% | — |
| 13 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 44 | 2.4% | 74.7% |
| 14 | VILLAGE CAPITAL & INVESTMENT LLC | 44 | 2.4% | — |
| 15 | GUILD MORTGAGE COMPANY | 38 | 2.1% | — |
| 16 | Broker Solutions, Inc. | 34 | 1.8% | — |
| 17 | Commerce Bank 76 out of 100, Strong | 31 | 1.7% | 33.2% |
| 18 | ResMac, Inc. | 28 | 1.5% | — |
| 19 | NEWREZ LLC | 27 | 1.5% | — |
| 20 | Arvest Bank 57 out of 100, Moderate | 26 | 1.4% | 18.5% |
| 21 | NATIONSTAR MORTGAGE LLC | 25 | 1.4% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 23 | 1.2% | — |
| 23 | Loandepot.Com, LLC | 18 | 1.0% | — |
| 24 | PLANET HOME LENDING, LLC | 18 | 1.0% | — |
| 25 | The Central Trust Bank 69 out of 100, Moderate | 17 | 0.9% | 10.4% |
| 26 | AmeriSave Mortgage Corporation | 16 | 0.9% | — |
| 27 | SOUTHWEST STAGE FUNDING, LLC | 16 | 0.9% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 16 | 0.9% | — |
| 29 | UNITED SHORE FINANCIAL SERVICES, LLC | 15 | 0.8% | — |
| 30 | Mid-Missouri Bank | 15 | 0.8% | — |
| 31 | AMERICAN FINANCIAL RESOURCES, INC. | 13 | 0.7% | — |
| 32 | Great Southern Bank 73 out of 100, Strong | 12 | 0.6% | 24.6% |
| 33 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 12 | 0.6% | — |
| 34 | NEW DAY FINANCIAL, LLC | 12 | 0.6% | — |
| 35 | DAS Acquisition Company, LLC | 12 | 0.6% | — |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 0.6% | 32.9% |
| 37 | GUARANTEED RATE, INC. | 11 | 0.6% | — |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 11 | 0.6% | — |
| 39 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 0.5% | 14.1% |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 0.5% | — |
Top 40 of 139 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps