Missouri · HMDA 2025
Mortgage lenders in Livingston County, MO
94 lenders reported 433 home-loan applications in Livingston County in 2025. 230 closed as loans ($34.8M), 56 were denied — a 19.2% denial rate on decided applications, close to the Missouri rate of 18.5%. The three most active lenders handled 19% of applications, led by BTC BANK. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 433
- Loans originated
- 230
- Purchase / refinance
- 138 / 66
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Livingston County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | BTC BANK 60 out of 100, Moderate | 37 | 8.5% | 7.3% |
| 2 | NBH Bank 66 out of 100, Moderate | 24 | 5.5% | 16.8% |
| 3 | PLAZA HOME MORTGAGE, INC. | 23 | 5.3% | — |
| 4 | Rocket Mortgage, LLC | 21 | 4.8% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 20 | 4.6% | — |
| 6 | Southern Bank 70 out of 100, Strong | 20 | 4.6% | 5.8% |
| 7 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 19 | 4.4% | — |
| 8 | FLAT BRANCH MORTGAGE, INC. | 18 | 4.2% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 14 | 3.2% | 39.5% |
| 10 | FREEDOM MORTGAGE CORPORATION | 14 | 3.2% | — |
| 11 | Mortgage Research Center, LLC | 13 | 3.0% | — |
| 12 | AmeriSave Mortgage Corporation | 11 | 2.5% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 11 | 2.5% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 2.1% | 14.1% |
| 15 | COMMUNITYAMERICA CREDIT UNION | 9 | 2.1% | — |
| 16 | NEWREZ LLC | 7 | 1.6% | — |
| 17 | BPL MORTGAGE TRUST, LLC | 7 | 1.6% | — |
| 18 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 1.4% | 22.2% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 1.4% | — |
| 20 | PLANET HOME LENDING, LLC | 6 | 1.4% | — |
| 21 | COMMUNITY BANC MORTGAGE CORPORATION | 6 | 1.4% | — |
| 22 | Bank Northwest 77 out of 100, Strong | 5 | 1.2% | 12.5% |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.9% | 32.9% |
| 24 | 21st Mortgage Corporation | 4 | 0.9% | — |
| 25 | Loandepot.Com, LLC | 4 | 0.9% | — |
| 26 | GUARANTEED RATE, INC. | 4 | 0.9% | — |
| 27 | CONSUMER REAL ESTATE FINANCE CO. | 4 | 0.9% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.9% | — |
| 29 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 0.7% | — |
| 30 | Broker Solutions, Inc. | 3 | 0.7% | — |
| 31 | GUILD MORTGAGE COMPANY | 3 | 0.7% | — |
| 32 | MORTGAGE INVESTMENT SERVICES CORPORATION | 3 | 0.7% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 3 | 0.7% | — |
| 34 | Midwest Mortgage Associates Corporation | 3 | 0.7% | — |
| 35 | FCS Financial, FLCA | 3 | 0.7% | — |
| 36 | EVERETT FINANCIAL, INC. | 3 | 0.7% | — |
| 37 | Commerce Bank 76 out of 100, Strong | 3 | 0.7% | 33.2% |
| 38 | Fairway Independent Mortgage Corporation | 2 | 0.5% | — |
| 39 | Discover Bank | 2 | 0.5% | — |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.5% | — |
Top 40 of 94 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps