Missouri · HMDA 2025
Mortgage lenders in Monroe County, MO
69 lenders reported 247 home-loan applications in Monroe County in 2025. 125 closed as loans ($19.9M), 47 were denied — a 27.0% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 21% of applications, led by HNB National Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 247
- Loans originated
- 125
- Purchase / refinance
- 72 / 38
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Monroe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | HNB National Bank 81 out of 100, Strong | 18 | 7.3% | 6.2% |
| 2 | REGIONAL MISSOURI BANK 84 out of 100, Strong | 17 | 6.9% | 10.1% |
| 3 | Mortgage Research Center, LLC | 16 | 6.5% | — |
| 4 | THOMPSON KANE & COMPANY, INC | 15 | 6.1% | — |
| 5 | FLAT BRANCH MORTGAGE, INC. | 11 | 4.5% | — |
| 6 | The Central Trust Bank 69 out of 100, Moderate | 11 | 4.5% | 10.4% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 9 | 3.6% | — |
| 8 | Rocket Mortgage, LLC | 9 | 3.6% | — |
| 9 | Alliant Bank | 9 | 3.6% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 2.8% | 39.5% |
| 11 | PLANET HOME LENDING, LLC | 7 | 2.8% | — |
| 12 | COMMUNITY BANC MORTGAGE CORPORATION | 7 | 2.8% | — |
| 13 | Commerce Bank 76 out of 100, Strong | 7 | 2.8% | 33.2% |
| 14 | NEWREZ LLC | 6 | 2.4% | — |
| 15 | Midland States Bank 62 out of 100, Moderate | 6 | 2.4% | 27.2% |
| 16 | GUILD MORTGAGE COMPANY | 5 | 2.0% | — |
| 17 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 1.6% | — |
| 18 | DAS Acquisition Company, LLC | 4 | 1.6% | — |
| 19 | 21st Mortgage Corporation | 3 | 1.2% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.2% | 14.1% |
| 21 | Loandepot.Com, LLC | 3 | 1.2% | — |
| 22 | Broker Solutions, Inc. | 3 | 1.2% | — |
| 23 | AmeriSave Mortgage Corporation | 3 | 1.2% | — |
| 24 | TRIAD FINANCIAL SERVICES, INC. | 3 | 1.2% | — |
| 25 | MORTGAGE INVESTMENT SERVICES CORPORATION | 3 | 1.2% | — |
| 26 | Community State Bank of Missouri | 3 | 1.2% | — |
| 27 | First State Community Bank 73 out of 100, Strong | 3 | 1.2% | 15.4% |
| 28 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.8% | — |
| 29 | GUARANTEED RATE, INC. | 2 | 0.8% | — |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.8% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 2 | 0.8% | — |
| 32 | FREEDOM MORTGAGE CORPORATION | 2 | 0.8% | — |
| 33 | MUTUAL OF OMAHA MORTGAGE, INC. | 2 | 0.8% | — |
| 34 | NEW DAY FINANCIAL, LLC | 2 | 0.8% | — |
| 35 | Equity Bank 65 out of 100, Moderate | 2 | 0.8% | 18.4% |
| 36 | GoodLeap, LLC | 2 | 0.8% | — |
| 37 | UMB Bank, National Association 65 out of 100, Moderate | 2 | 0.8% | 30.5% |
| 38 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.4% | 31.6% |
| 39 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.4% | 32.9% |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.4% | 22.2% |
Top 40 of 69 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps