Missouri · HMDA 2025
Mortgage lenders in Pulaski County, MO
154 lenders reported 2,618 home-loan applications in Pulaski County in 2025. 1,228 closed as loans ($263.4M), 332 were denied — a 19.5% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 26% of applications, led by FLAT BRANCH MORTGAGE, INC.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,618
- Loans originated
- 1,228
- Purchase / refinance
- 697 / 439
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pulaski County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FLAT BRANCH MORTGAGE, INC. | 270 | 10.3% | — |
| 2 | Mortgage Research Center, LLC | 213 | 8.1% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 201 | 7.7% | — |
| 4 | INFUZE Credit Union | 179 | 6.8% | — |
| 5 | Navy Federal Credit Union 66 out of 100, Moderate | 136 | 5.2% | 32.9% |
| 6 | Rocket Mortgage, LLC | 93 | 3.6% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 86 | 3.3% | — |
| 8 | The Maries County Bank 89 out of 100, Very strong | 81 | 3.1% | 13.9% |
| 9 | PLANET HOME LENDING, LLC | 77 | 2.9% | — |
| 10 | NEWREZ LLC | 75 | 2.9% | — |
| 11 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 74 | 2.8% | — |
| 12 | VILLAGE CAPITAL & INVESTMENT LLC | 71 | 2.7% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 61 | 2.3% | — |
| 14 | 21st Mortgage Corporation | 54 | 2.1% | — |
| 15 | Broker Solutions, Inc. | 51 | 1.9% | — |
| 16 | NEW DAY FINANCIAL, LLC | 51 | 1.9% | — |
| 17 | VANDERBILT MORTGAGE AND FINANCE, INC. | 47 | 1.8% | — |
| 18 | USAA Federal Savings Bank 64 out of 100, Moderate | 41 | 1.6% | 37.2% |
| 19 | GUILD MORTGAGE COMPANY | 38 | 1.5% | — |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 38 | 1.5% | — |
| 21 | UNITED SHORE FINANCIAL SERVICES, LLC | 31 | 1.2% | — |
| 22 | GUARANTEED RATE, INC. | 30 | 1.1% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 29 | 1.1% | — |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 28 | 1.1% | 39.5% |
| 25 | AmeriSave Mortgage Corporation | 24 | 0.9% | — |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 23 | 0.9% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 22 | 0.8% | — |
| 28 | The Central Trust Bank 69 out of 100, Moderate | 22 | 0.8% | 10.4% |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 0.8% | 14.1% |
| 30 | Loandepot.Com, LLC | 19 | 0.7% | — |
| 31 | DAS Acquisition Company, LLC | 18 | 0.7% | — |
| 32 | The Federal Savings Bank 51 out of 100, Below average | 17 | 0.6% | 19.1% |
| 33 | First State Community Bank 73 out of 100, Strong | 16 | 0.6% | 15.4% |
| 34 | PHH Mortgage Corporation | 15 | 0.6% | — |
| 35 | The Bank of Missouri 55 out of 100, Moderate | 14 | 0.5% | 16.0% |
| 36 | MORTGAGEONE, INC. | 13 | 0.5% | — |
| 37 | Fifth Third Bank, National Association 62 out of 100, Moderate | 12 | 0.5% | 34.0% |
| 38 | FIGURE LENDING LLC | 11 | 0.4% | — |
| 39 | SPRING EQ, LLC | 10 | 0.4% | — |
| 40 | SOUTHWEST STAGE FUNDING, LLC | 10 | 0.4% | — |
Top 40 of 154 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps