Missouri · HMDA 2025
Mortgage lenders in Wayne County, MO
66 lenders reported 330 home-loan applications in Wayne County in 2025. 175 closed as loans ($25.1M), 57 were denied — a 23.5% denial rate on decided applications, above the Missouri rate of 18.5%. The three most active lenders handled 31% of applications, led by First Midwest Bank of the Ozarks. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 330
- Loans originated
- 175
- Purchase / refinance
- 106 / 45
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wayne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Midwest Bank of the Ozarks 69 out of 100, Moderate | 44 | 13.3% | 3.9% |
| 2 | Peoples Community Bank 83 out of 100, Strong | 35 | 10.6% | 8.3% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 22 | 6.7% | — |
| 4 | Rocket Mortgage, LLC | 20 | 6.1% | — |
| 5 | Southern Bank 70 out of 100, Strong | 17 | 5.2% | 5.8% |
| 6 | DAS Acquisition Company, LLC | 15 | 4.5% | — |
| 7 | Mortgage Research Center, LLC | 11 | 3.3% | — |
| 8 | 21st Mortgage Corporation | 10 | 3.0% | — |
| 9 | Flanagan State Bank 67 out of 100, Moderate | 10 | 3.0% | 14.2% |
| 10 | PLANET HOME LENDING, LLC | 8 | 2.4% | — |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 2.1% | 32.9% |
| 12 | AmeriSave Mortgage Corporation | 7 | 2.1% | — |
| 13 | GUILD MORTGAGE COMPANY | 7 | 2.1% | — |
| 14 | NEWREZ LLC | 5 | 1.5% | — |
| 15 | First State Community Bank 73 out of 100, Strong | 5 | 1.5% | 15.4% |
| 16 | Members Mortgage Services, L.L.C. | 5 | 1.5% | — |
| 17 | Loandepot.Com, LLC | 4 | 1.2% | — |
| 18 | Broker Solutions, Inc. | 4 | 1.2% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 1.2% | 39.5% |
| 20 | Synergy One Lending, Inc. | 4 | 1.2% | — |
| 21 | Sterling Bank 78 out of 100, Strong | 4 | 1.2% | 14.3% |
| 22 | FLAT BRANCH MORTGAGE, INC. | 4 | 1.2% | — |
| 23 | Montgomery Bank 70 out of 100, Strong | 4 | 1.2% | 13.2% |
| 24 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 1.2% | 37.2% |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.9% | — |
| 26 | TRIAD FINANCIAL SERVICES, INC. | 3 | 0.9% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.9% | — |
| 28 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 0.9% | — |
| 29 | AMERICAN FINANCING CORPORATION | 3 | 0.9% | — |
| 30 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | 0.9% | — |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 0.9% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.9% | — |
| 33 | Commerce Bank 76 out of 100, Strong | 3 | 0.9% | 33.2% |
| 34 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 0.6% | — |
| 35 | GUARANTEED RATE, INC. | 2 | 0.6% | — |
| 36 | Hawthorn Bank 75 out of 100, Strong | 2 | 0.6% | 18.4% |
| 37 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | 0.6% | — |
| 38 | GENEVA FINANCIAL, LLC | 2 | 0.6% | — |
| 39 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 2 | 0.6% | 45.9% |
| 40 | NATIONSTAR MORTGAGE LLC | 2 | 0.6% | — |
Top 40 of 66 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Missouri
- St. Louis County 43,125 apps
- Jackson County 32,622 apps
- St. Charles County 21,238 apps
- Greene County 13,657 apps
- Clay County 13,000 apps
- Jefferson County 12,164 apps
- St. Louis city 10,443 apps
- Boone County 7,197 apps
- Cass County 6,061 apps
- Jasper County 5,553 apps
- Christian County 5,034 apps
- Platte County 4,802 apps