New Jersey · HMDA 2025
Mortgage lenders in Middlesex County, NJ
496 lenders reported 29,732 home-loan applications in Middlesex County in 2025. 14,154 closed as loans ($5.7B), 4,786 were denied — a 24.1% denial rate on decided applications, above the New Jersey rate of 22.9%. The three most active lenders handled 15% of applications, led by Rocket Mortgage, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 29,732
- Loans originated
- 14,154
- Purchase / refinance
- 6,174 / 4,893
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Middlesex County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 1,776 | 6.0% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,460 | 4.9% | — |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,236 | 4.2% | 14.1% |
| 4 | PNC Bank, National Association 62 out of 100, Moderate | 1,218 | 4.1% | 33.8% |
| 5 | Bank of America, National Association 59 out of 100, Moderate | 1,198 | 4.0% | 44.7% |
| 6 | Citizens Bank, National Association 54 out of 100, Below average | 1,154 | 3.9% | 32.5% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 1,040 | 3.5% | — |
| 8 | TD Bank, National Association 63 out of 100, Moderate | 938 | 3.2% | 35.3% |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 889 | 3.0% | — |
| 10 | NEWREZ LLC | 770 | 2.6% | — |
| 11 | NATIONSTAR MORTGAGE LLC | 502 | 1.7% | — |
| 12 | Loandepot.Com, LLC | 477 | 1.6% | — |
| 13 | OceanFirst Bank, National Association 63 out of 100, Moderate | 461 | 1.6% | 9.9% |
| 14 | AFFINITY | 420 | 1.4% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 418 | 1.4% | — |
| 16 | SPRING EQ, LLC | 392 | 1.3% | — |
| 17 | Coastal Community Bank 35 out of 100, Low | 392 | 1.3% | 3.0% |
| 18 | FREEDOM MORTGAGE CORPORATION | 388 | 1.3% | — |
| 19 | GUARANTEED RATE, INC. | 374 | 1.3% | — |
| 20 | CMG MORTGAGE, INC. | 332 | 1.1% | — |
| 21 | Discover Bank | 330 | 1.1% | — |
| 22 | Broker Solutions, Inc. | 316 | 1.1% | — |
| 23 | Provident Bank 63 out of 100, Moderate | 297 | 1.0% | 31.2% |
| 24 | FIGURE LENDING LLC | 288 | 1.0% | — |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 269 | 0.9% | 22.2% |
| 26 | Paramount Residential Mortgage Group, Inc. | 261 | 0.9% | — |
| 27 | AmeriSave Mortgage Corporation | 252 | 0.8% | — |
| 28 | SOFI BANK, NATIONAL ASSOCIATION | 251 | 0.8% | — |
| 29 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 225 | 0.8% | 32.9% |
| 30 | U.S. Bank National Association 55 out of 100, Moderate | 224 | 0.8% | 39.5% |
| 31 | BETTER MORTGAGE CORPORATION | 222 | 0.7% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 221 | 0.7% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 216 | 0.7% | 32.9% |
| 34 | MOVEMENT MORTGAGE, LLC | 201 | 0.7% | — |
| 35 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 197 | 0.7% | — |
| 36 | Amboy Bank 80 out of 100, Strong | 196 | 0.7% | 16.6% |
| 37 | ABSOLUTE HOME MORTGAGE CORPORATION | 177 | 0.6% | — |
| 38 | Citibank, National Association 60 out of 100, Moderate | 170 | 0.6% | 24.0% |
| 39 | KWIK MORTGAGE CORPORATION | 167 | 0.6% | — |
| 40 | Advisors Mortgage Group, L.L.C. | 167 | 0.6% | — |
Top 40 of 496 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Jersey
- Ocean County 34,338 apps
- Bergen County 32,268 apps
- Monmouth County 30,559 apps
- Essex County 26,337 apps
- Camden County 24,224 apps
- Burlington County 23,660 apps
- Morris County 20,702 apps
- Union County 18,761 apps
- Gloucester County 16,106 apps
- Hudson County 15,876 apps
- Passaic County 15,595 apps
- Mercer County 14,707 apps