New Jersey · HMDA 2025
Mortgage lenders in Morris County, NJ
450 lenders reported 20,702 home-loan applications in Morris County in 2025. 10,498 closed as loans ($5.0B), 2,645 were denied — a 19.3% denial rate on decided applications, below the New Jersey rate of 22.9%. The three most active lenders handled 15% of applications, led by Bank of America, National Association. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 20,702
- Loans originated
- 10,498
- Purchase / refinance
- 4,562 / 3,414
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Morris County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bank of America, National Association 59 out of 100, Moderate | 1,051 | 5.1% | 44.7% |
| 2 | Rocket Mortgage, LLC | 1,037 | 5.0% | — |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 966 | 4.7% | 14.1% |
| 4 | GUARANTEED RATE, INC. | 963 | 4.7% | — |
| 5 | CROSSCOUNTRY MORTGAGE, INC. | 805 | 3.9% | — |
| 6 | TD Bank, National Association 63 out of 100, Moderate | 754 | 3.6% | 35.3% |
| 7 | Citizens Bank, National Association 54 out of 100, Below average | 717 | 3.5% | 32.5% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 678 | 3.3% | — |
| 9 | PNC Bank, National Association 62 out of 100, Moderate | 658 | 3.2% | 33.8% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 602 | 2.9% | — |
| 11 | NEWREZ LLC | 509 | 2.5% | — |
| 12 | Loandepot.Com, LLC | 364 | 1.8% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 339 | 1.6% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 334 | 1.6% | — |
| 15 | AFFINITY | 306 | 1.5% | — |
| 16 | PICATINNY FEDERAL CREDIT UNION 65 out of 100, Moderate | 281 | 1.4% | 23.8% |
| 17 | Valley National Bank 60 out of 100, Moderate | 271 | 1.3% | 21.0% |
| 18 | SPRING EQ, LLC | 261 | 1.3% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 237 | 1.1% | 39.5% |
| 20 | Visions Federal Credit Union 64 out of 100, Moderate | 234 | 1.1% | 32.6% |
| 21 | Citibank, National Association 60 out of 100, Moderate | 222 | 1.1% | 24.0% |
| 22 | FIGURE LENDING LLC | 219 | 1.1% | — |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 214 | 1.0% | 22.2% |
| 24 | Luminate Bank 47 out of 100, Below average | 214 | 1.0% | 4.3% |
| 25 | FREEDOM MORTGAGE CORPORATION | 211 | 1.0% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 208 | 1.0% | 3.0% |
| 27 | Provident Bank 63 out of 100, Moderate | 204 | 1.0% | 31.2% |
| 28 | ABSOLUTE HOME MORTGAGE CORPORATION | 203 | 1.0% | — |
| 29 | CMG MORTGAGE, INC. | 187 | 0.9% | — |
| 30 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 182 | 0.9% | — |
| 31 | Discover Bank | 173 | 0.8% | — |
| 32 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 172 | 0.8% | 32.9% |
| 33 | Broker Solutions, Inc. | 164 | 0.8% | — |
| 34 | SOFI BANK, NATIONAL ASSOCIATION | 162 | 0.8% | — |
| 35 | GUARANTEED RATE AFFINITY, LLC | 145 | 0.7% | — |
| 36 | MORTGAGE ACCESS CORP. | 144 | 0.7% | — |
| 37 | BETTER MORTGAGE CORPORATION | 143 | 0.7% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 142 | 0.7% | — |
| 39 | Truist Bank 63 out of 100, Moderate | 131 | 0.6% | 40.8% |
| 40 | LENNAR MORTGAGE, LLC | 128 | 0.6% | — |
Top 40 of 450 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Jersey
- Ocean County 34,338 apps
- Bergen County 32,268 apps
- Monmouth County 30,559 apps
- Middlesex County 29,732 apps
- Essex County 26,337 apps
- Camden County 24,224 apps
- Burlington County 23,660 apps
- Union County 18,761 apps
- Gloucester County 16,106 apps
- Hudson County 15,876 apps
- Passaic County 15,595 apps
- Mercer County 14,707 apps