New Jersey · HMDA 2025
Mortgage lenders in Passaic County, NJ
403 lenders reported 15,595 home-loan applications in Passaic County in 2025. 6,998 closed as loans ($2.9B), 2,717 were denied — a 26.6% denial rate on decided applications, above the New Jersey rate of 22.9%. The three most active lenders handled 12% of applications, led by PNC Bank, National Association. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 15,595
- Loans originated
- 6,998
- Purchase / refinance
- 3,164 / 2,340
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Passaic County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PNC Bank, National Association 62 out of 100, Moderate | 632 | 4.1% | 33.8% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 600 | 3.8% | — |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 596 | 3.8% | 14.1% |
| 4 | TD Bank, National Association 63 out of 100, Moderate | 589 | 3.8% | 35.3% |
| 5 | Rocket Mortgage, LLC | 580 | 3.7% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 549 | 3.5% | — |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 538 | 3.4% | — |
| 8 | GUARANTEED RATE, INC. | 444 | 2.8% | — |
| 9 | NEWREZ LLC | 428 | 2.7% | — |
| 10 | Bank of America, National Association 59 out of 100, Moderate | 402 | 2.6% | 44.7% |
| 11 | Citizens Bank, National Association 54 out of 100, Below average | 389 | 2.5% | 32.5% |
| 12 | Valley National Bank 60 out of 100, Moderate | 318 | 2.0% | 21.0% |
| 13 | FREEDOM MORTGAGE CORPORATION | 281 | 1.8% | — |
| 14 | CMG MORTGAGE, INC. | 251 | 1.6% | — |
| 15 | Loandepot.Com, LLC | 249 | 1.6% | — |
| 16 | SPRING EQ, LLC | 239 | 1.5% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 236 | 1.5% | — |
| 18 | MOVEMENT MORTGAGE, LLC | 231 | 1.5% | — |
| 19 | Paramount Residential Mortgage Group, Inc. | 228 | 1.5% | — |
| 20 | Columbia Bank 58 out of 100, Moderate | 221 | 1.4% | 23.9% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 197 | 1.3% | — |
| 22 | Broker Solutions, Inc. | 195 | 1.3% | — |
| 23 | Visions Federal Credit Union 64 out of 100, Moderate | 192 | 1.2% | 32.6% |
| 24 | FIGURE LENDING LLC | 184 | 1.2% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 184 | 1.2% | 3.0% |
| 26 | Discover Bank | 168 | 1.1% | — |
| 27 | Luminate Bank 47 out of 100, Below average | 162 | 1.0% | 4.3% |
| 28 | CHAMPIONS FUNDING, LLC | 153 | 1.0% | — |
| 29 | Provident Bank 63 out of 100, Moderate | 148 | 0.9% | 31.2% |
| 30 | ABSOLUTE HOME MORTGAGE CORPORATION | 142 | 0.9% | — |
| 31 | Citibank, National Association 60 out of 100, Moderate | 142 | 0.9% | 24.0% |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 134 | 0.9% | — |
| 33 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 133 | 0.9% | 32.9% |
| 34 | U.S. Bank National Association 55 out of 100, Moderate | 130 | 0.8% | 39.5% |
| 35 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 119 | 0.8% | — |
| 36 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 117 | 0.8% | — |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 115 | 0.7% | 32.9% |
| 38 | AmeriSave Mortgage Corporation | 111 | 0.7% | — |
| 39 | Stride Bank, National Association 69 out of 100, Moderate | 104 | 0.7% | 3.2% |
| 40 | NJ LENDERS CORP. | 100 | 0.6% | — |
Top 40 of 403 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Jersey
- Ocean County 34,338 apps
- Bergen County 32,268 apps
- Monmouth County 30,559 apps
- Middlesex County 29,732 apps
- Essex County 26,337 apps
- Camden County 24,224 apps
- Burlington County 23,660 apps
- Morris County 20,702 apps
- Union County 18,761 apps
- Gloucester County 16,106 apps
- Hudson County 15,876 apps
- Mercer County 14,707 apps