New Jersey · HMDA 2025
Mortgage lenders in Hudson County, NJ
438 lenders reported 15,876 home-loan applications in Hudson County in 2025. 7,059 closed as loans ($4.9B), 2,632 were denied — a 25.9% denial rate on decided applications, above the New Jersey rate of 22.9%. The three most active lenders handled 17% of applications, led by CROSSCOUNTRY MORTGAGE, INC.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 15,876
- Loans originated
- 7,059
- Purchase / refinance
- 4,027 / 2,054
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hudson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CROSSCOUNTRY MORTGAGE, INC. | 1,074 | 6.8% | — |
| 2 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 864 | 5.4% | 14.1% |
| 3 | Loandepot.Com, LLC | 821 | 5.2% | — |
| 4 | Bank of America, National Association 59 out of 100, Moderate | 789 | 5.0% | 44.7% |
| 5 | TD Bank, National Association 63 out of 100, Moderate | 617 | 3.9% | 35.3% |
| 6 | Rocket Mortgage, LLC | 547 | 3.4% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 526 | 3.3% | — |
| 8 | Citizens Bank, National Association 54 out of 100, Below average | 481 | 3.0% | 32.5% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 400 | 2.5% | — |
| 10 | NEWREZ LLC | 396 | 2.5% | — |
| 11 | GUARANTEED RATE, INC. | 371 | 2.3% | — |
| 12 | PNC Bank, National Association 62 out of 100, Moderate | 338 | 2.1% | 33.8% |
| 13 | Citibank, National Association 60 out of 100, Moderate | 269 | 1.7% | 24.0% |
| 14 | CMG MORTGAGE, INC. | 194 | 1.2% | — |
| 15 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 190 | 1.2% | 32.9% |
| 16 | BETTER MORTGAGE CORPORATION | 182 | 1.1% | — |
| 17 | Valley National Bank 60 out of 100, Moderate | 178 | 1.1% | 21.0% |
| 18 | SPRING EQ, LLC | 159 | 1.0% | — |
| 19 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 151 | 1.0% | 22.2% |
| 20 | U.S. Bank National Association 55 out of 100, Moderate | 150 | 0.9% | 39.5% |
| 21 | Coastal Community Bank 35 out of 100, Low | 144 | 0.9% | 3.0% |
| 22 | Provident Bank 63 out of 100, Moderate | 140 | 0.9% | 31.2% |
| 23 | Broker Solutions, Inc. | 135 | 0.9% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 135 | 0.9% | — |
| 25 | FIGURE LENDING LLC | 128 | 0.8% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 125 | 0.8% | — |
| 27 | SOFI BANK, NATIONAL ASSOCIATION | 124 | 0.8% | — |
| 28 | Loan Funder LLC | 119 | 0.7% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 116 | 0.7% | 32.9% |
| 30 | Kearny Bank 51 out of 100, Below average | 116 | 0.7% | 7.1% |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 113 | 0.7% | — |
| 32 | Paramount Residential Mortgage Group, Inc. | 110 | 0.7% | — |
| 33 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 110 | 0.7% | — |
| 34 | AmeriSave Mortgage Corporation | 105 | 0.7% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 102 | 0.6% | — |
| 36 | THE LOAN STORE, INC. | 99 | 0.6% | — |
| 37 | Logan Finance Corporation | 95 | 0.6% | — |
| 38 | PHH Mortgage Corporation | 95 | 0.6% | — |
| 39 | Discover Bank | 90 | 0.6% | — |
| 40 | LENDINGONE, LLC | 84 | 0.5% | — |
Top 40 of 438 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Jersey
- Ocean County 34,338 apps
- Bergen County 32,268 apps
- Monmouth County 30,559 apps
- Middlesex County 29,732 apps
- Essex County 26,337 apps
- Camden County 24,224 apps
- Burlington County 23,660 apps
- Morris County 20,702 apps
- Union County 18,761 apps
- Gloucester County 16,106 apps
- Passaic County 15,595 apps
- Mercer County 14,707 apps