New Jersey · HMDA 2025
Mortgage lenders in Monmouth County, NJ
501 lenders reported 30,559 home-loan applications in Monmouth County in 2025. 15,464 closed as loans ($7.4B), 4,345 were denied — a 21.0% denial rate on decided applications, below the New Jersey rate of 22.9%. The three most active lenders handled 14% of applications, led by JPMorgan Chase Bank, National Association. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 30,559
- Loans originated
- 15,464
- Purchase / refinance
- 6,725 / 5,036
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Monmouth County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,441 | 4.7% | 14.1% |
| 2 | Bank of America, National Association 59 out of 100, Moderate | 1,366 | 4.5% | 44.7% |
| 3 | Rocket Mortgage, LLC | 1,358 | 4.4% | — |
| 4 | Citizens Bank, National Association 54 out of 100, Below average | 1,301 | 4.3% | 32.5% |
| 5 | CROSSCOUNTRY MORTGAGE, INC. | 1,193 | 3.9% | — |
| 6 | TD Bank, National Association 63 out of 100, Moderate | 1,138 | 3.7% | 35.3% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 1,036 | 3.4% | — |
| 8 | PNC Bank, National Association 62 out of 100, Moderate | 1,001 | 3.3% | 33.8% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 760 | 2.5% | — |
| 10 | NEWREZ LLC | 741 | 2.4% | — |
| 11 | Advisors Mortgage Group, L.L.C. | 655 | 2.1% | — |
| 12 | Loandepot.Com, LLC | 605 | 2.0% | — |
| 13 | GUARANTEED RATE, INC. | 596 | 2.0% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 533 | 1.7% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 491 | 1.6% | — |
| 16 | Manasquan Bank 59 out of 100, Moderate | 447 | 1.5% | 10.8% |
| 17 | SPRING EQ, LLC | 402 | 1.3% | — |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 370 | 1.2% | 39.5% |
| 19 | CMG MORTGAGE, INC. | 364 | 1.2% | — |
| 20 | FIGURE LENDING LLC | 359 | 1.2% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 322 | 1.1% | 3.0% |
| 22 | FREEDOM MORTGAGE CORPORATION | 316 | 1.0% | — |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 308 | 1.0% | 22.2% |
| 24 | OceanFirst Bank, National Association 63 out of 100, Moderate | 302 | 1.0% | 9.9% |
| 25 | Discover Bank | 291 | 1.0% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 247 | 0.8% | 32.9% |
| 27 | Citibank, National Association 60 out of 100, Moderate | 241 | 0.8% | 24.0% |
| 28 | SOFI BANK, NATIONAL ASSOCIATION | 238 | 0.8% | — |
| 29 | Broker Solutions, Inc. | 236 | 0.8% | — |
| 30 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 229 | 0.7% | 32.9% |
| 31 | The Federal Savings Bank 51 out of 100, Below average | 226 | 0.7% | 19.1% |
| 32 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 225 | 0.7% | — |
| 33 | Provident Bank 63 out of 100, Moderate | 212 | 0.7% | 31.2% |
| 34 | Truist Bank 63 out of 100, Moderate | 210 | 0.7% | 40.8% |
| 35 | Valley National Bank 60 out of 100, Moderate | 208 | 0.7% | 21.0% |
| 36 | AFFINITY | 199 | 0.7% | — |
| 37 | TOLL BROTHERS MORTGAGE COMPANY | 198 | 0.6% | — |
| 38 | NVR Mortgage Finance, Inc. | 194 | 0.6% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 192 | 0.6% | — |
| 40 | BETTER MORTGAGE CORPORATION | 191 | 0.6% | — |
Top 40 of 501 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Jersey
- Ocean County 34,338 apps
- Bergen County 32,268 apps
- Middlesex County 29,732 apps
- Essex County 26,337 apps
- Camden County 24,224 apps
- Burlington County 23,660 apps
- Morris County 20,702 apps
- Union County 18,761 apps
- Gloucester County 16,106 apps
- Hudson County 15,876 apps
- Passaic County 15,595 apps
- Mercer County 14,707 apps