New Jersey · HMDA 2025
Mortgage lenders in Mercer County, NJ
421 lenders reported 14,707 home-loan applications in Mercer County in 2025. 7,367 closed as loans ($2.5B), 2,120 were denied — a 21.4% denial rate on decided applications, below the New Jersey rate of 22.9%. The three most active lenders handled 15% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 14,707
- Loans originated
- 7,367
- Purchase / refinance
- 3,476 / 2,527
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mercer County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 822 | 5.6% | — |
| 2 | PNC Bank, National Association 62 out of 100, Moderate | 802 | 5.5% | 33.8% |
| 3 | Citizens Bank, National Association 54 out of 100, Below average | 649 | 4.4% | 32.5% |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 636 | 4.3% | 14.1% |
| 5 | Bank of America, National Association 59 out of 100, Moderate | 559 | 3.8% | 44.7% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 462 | 3.1% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 415 | 2.8% | — |
| 8 | TD Bank, National Association 63 out of 100, Moderate | 411 | 2.8% | 35.3% |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 294 | 2.0% | — |
| 10 | NEWREZ LLC | 266 | 1.8% | — |
| 11 | LENNAR MORTGAGE, LLC | 249 | 1.7% | — |
| 12 | Loan Funder LLC | 242 | 1.6% | — |
| 13 | CREDIT UNION OF NEW JERSEY, A FEDERAL CREDIT UNION | 236 | 1.6% | — |
| 14 | MLD MORTGAGE INC. | 207 | 1.4% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 206 | 1.4% | — |
| 16 | GUARANTEED RATE, INC. | 191 | 1.3% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 185 | 1.3% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 182 | 1.2% | — |
| 19 | CMG MORTGAGE, INC. | 181 | 1.2% | — |
| 20 | Loandepot.Com, LLC | 173 | 1.2% | — |
| 21 | CHAMPIONS FUNDING, LLC | 172 | 1.2% | — |
| 22 | U.S. Bank National Association 55 out of 100, Moderate | 165 | 1.1% | 39.5% |
| 23 | Kiavi Funding, Inc. | 165 | 1.1% | — |
| 24 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 158 | 1.1% | 22.2% |
| 25 | Broker Solutions, Inc. | 144 | 1.0% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 128 | 0.9% | 32.9% |
| 27 | Coastal Community Bank 35 out of 100, Low | 123 | 0.8% | 3.0% |
| 28 | SPRING EQ, LLC | 114 | 0.8% | — |
| 29 | Fairway Independent Mortgage Corporation | 112 | 0.8% | — |
| 30 | Truist Bank 63 out of 100, Moderate | 110 | 0.7% | 40.8% |
| 31 | OceanFirst Bank, National Association 63 out of 100, Moderate | 109 | 0.7% | 9.9% |
| 32 | Discover Bank | 104 | 0.7% | — |
| 33 | TOLL BROTHERS MORTGAGE COMPANY | 103 | 0.7% | — |
| 34 | BETTER MORTGAGE CORPORATION | 103 | 0.7% | — |
| 35 | AmeriSave Mortgage Corporation | 99 | 0.7% | — |
| 36 | PULTE MORTGAGE LLC | 97 | 0.7% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 95 | 0.6% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 94 | 0.6% | — |
| 39 | FIGURE LENDING LLC | 88 | 0.6% | — |
| 40 | ABSOLUTE HOME MORTGAGE CORPORATION | 85 | 0.6% | — |
Top 40 of 421 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New Jersey
- Ocean County 34,338 apps
- Bergen County 32,268 apps
- Monmouth County 30,559 apps
- Middlesex County 29,732 apps
- Essex County 26,337 apps
- Camden County 24,224 apps
- Burlington County 23,660 apps
- Morris County 20,702 apps
- Union County 18,761 apps
- Gloucester County 16,106 apps
- Hudson County 15,876 apps
- Passaic County 15,595 apps