New York · HMDA 2025
Mortgage lenders in Clinton County, NY
116 lenders reported 1,615 home-loan applications in Clinton County in 2025. 891 closed as loans ($189.3M), 253 were denied — a 21.5% denial rate on decided applications, below the New York rate of 23.9%. The three most active lenders handled 39% of applications, led by Community Bank, National Association. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,615
- Loans originated
- 891
- Purchase / refinance
- 547 / 177
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clinton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Community Bank, National Association 62 out of 100, Moderate | 344 | 21.3% | 18.9% |
| 2 | ABSOLUTE HOME MORTGAGE CORPORATION | 144 | 8.9% | — |
| 3 | Rocket Mortgage, LLC | 142 | 8.8% | — |
| 4 | Glens Falls National Bank and Trust Company 66 out of 100, Moderate | 94 | 5.8% | 20.5% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 75 | 4.6% | — |
| 6 | TD Bank, National Association 63 out of 100, Moderate | 57 | 3.5% | 35.3% |
| 7 | NEWREZ LLC | 53 | 3.3% | — |
| 8 | Citizens Bank, National Association 54 out of 100, Below average | 46 | 2.8% | 32.5% |
| 9 | NBT Bank, National Association 64 out of 100, Moderate | 46 | 2.8% | 23.4% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 41 | 2.5% | 14.1% |
| 11 | 21st Mortgage Corporation | 40 | 2.5% | — |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 33 | 2.0% | 32.9% |
| 13 | Mortgage Research Center, LLC | 29 | 1.8% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 28 | 1.7% | — |
| 15 | KeyBank National Association 63 out of 100, Moderate | 24 | 1.5% | 32.8% |
| 16 | NATIONSTAR MORTGAGE LLC | 23 | 1.4% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 23 | 1.4% | — |
| 18 | Discover Bank | 22 | 1.4% | — |
| 19 | AMERICU Credit Union 48 out of 100, Below average | 21 | 1.3% | 28.4% |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 15 | 0.9% | — |
| 21 | LAKEVIEW LOAN SERVICING, LLC | 15 | 0.9% | — |
| 22 | Loandepot.Com, LLC | 13 | 0.8% | — |
| 23 | NORTH COUNTRY | 13 | 0.8% | — |
| 24 | Bank of America, National Association 59 out of 100, Moderate | 12 | 0.7% | 44.7% |
| 25 | PLAZA HOME MORTGAGE, INC. | 12 | 0.7% | — |
| 26 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 0.7% | — |
| 27 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 9 | 0.6% | 32.9% |
| 28 | A&D Mortgage LLC | 8 | 0.5% | — |
| 29 | PLANET HOME LENDING, LLC | 8 | 0.5% | — |
| 30 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 0.5% | 74.7% |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 0.4% | 22.2% |
| 32 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 7 | 0.4% | — |
| 33 | RELIANCE FIRST CAPITAL, LLC | 7 | 0.4% | — |
| 34 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 7 | 0.4% | 9.1% |
| 35 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 0.4% | 39.5% |
| 36 | FIGURE LENDING LLC | 6 | 0.4% | — |
| 37 | Broadview Federal Credit Union 59 out of 100, Moderate | 6 | 0.4% | 29.9% |
| 38 | Farm Credit East, ACA | 6 | 0.4% | — |
| 39 | BETTER MORTGAGE CORPORATION | 6 | 0.4% | — |
| 40 | USAA Federal Savings Bank 64 out of 100, Moderate | 6 | 0.4% | 37.2% |
Top 40 of 116 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New York
- Suffolk County 51,239 apps
- Nassau County 38,055 apps
- Queens County 29,227 apps
- Erie County 26,759 apps
- Kings County 26,693 apps
- Monroe County 26,027 apps
- Westchester County 22,127 apps
- Onondaga County 14,198 apps
- New York County 13,421 apps
- Orange County 13,396 apps
- Richmond County 10,170 apps
- Albany County 9,902 apps