New York · HMDA 2025
Mortgage lenders in Nassau County, NY
339 lenders reported 38,055 home-loan applications in Nassau County in 2025. 19,230 closed as loans ($10.3B), 7,680 were denied — a 27.6% denial rate on decided applications, above the New York rate of 23.9%. The three most active lenders handled 23% of applications, led by Bethpage Federal Credit Union. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 38,055
- Loans originated
- 19,230
- Purchase / refinance
- 9,358 / 5,363
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Nassau County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bethpage Federal Credit Union | 3,748 | 9.8% | — |
| 2 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2,843 | 7.5% | 14.1% |
| 3 | Citizens Bank, National Association 54 out of 100, Below average | 2,329 | 6.1% | 32.5% |
| 4 | Nassau Educators Federal Credit Union | 2,073 | 5.4% | — |
| 5 | TD Bank, National Association 63 out of 100, Moderate | 1,595 | 4.2% | 35.3% |
| 6 | Rocket Mortgage, LLC | 1,594 | 4.2% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,557 | 4.1% | — |
| 8 | Bank of America, National Association 59 out of 100, Moderate | 1,418 | 3.7% | 44.7% |
| 9 | Citibank, National Association 60 out of 100, Moderate | 1,361 | 3.6% | 24.0% |
| 10 | NEWREZ LLC | 1,204 | 3.2% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 879 | 2.3% | — |
| 12 | CONTOUR MORTGAGE CORPORATION | 641 | 1.7% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 613 | 1.6% | — |
| 14 | NATIONWIDE MORTGAGE BANKERS, INC. | 531 | 1.4% | — |
| 15 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 514 | 1.4% | 22.2% |
| 16 | Discover Bank | 474 | 1.2% | — |
| 17 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 404 | 1.1% | 32.9% |
| 18 | TEACHERS FEDERAL CREDIT UNION 66 out of 100, Moderate | 393 | 1.0% | 15.1% |
| 19 | Loan Funder LLC | 345 | 0.9% | — |
| 20 | Loandepot.Com, LLC | 342 | 0.9% | — |
| 21 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 330 | 0.9% | — |
| 22 | CLIFFCO, INC. | 328 | 0.9% | — |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 317 | 0.8% | 39.5% |
| 24 | UNITED MORTGAGE CORP. | 315 | 0.8% | — |
| 25 | Municipal Credit Union 68 out of 100, Moderate | 301 | 0.8% | 40.3% |
| 26 | MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 301 | 0.8% | — |
| 27 | EAST COAST CAPITAL CORP. | 291 | 0.8% | — |
| 28 | PLAZA HOME MORTGAGE, INC. | 290 | 0.8% | — |
| 29 | Broker Solutions, Inc. | 280 | 0.7% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 277 | 0.7% | 32.9% |
| 31 | CMG MORTGAGE, INC. | 273 | 0.7% | — |
| 32 | SUFFOLK | 263 | 0.7% | — |
| 33 | INTERSTATE HOME LOAN CENTER, INC. | 261 | 0.7% | — |
| 34 | Island Federal Credit Union 60 out of 100, Moderate | 258 | 0.7% | 31.6% |
| 35 | Fairway Independent Mortgage Corporation | 226 | 0.6% | — |
| 36 | CARRINGTON MORTGAGE SERVICES, LLC | 221 | 0.6% | — |
| 37 | Valley National Bank 60 out of 100, Moderate | 215 | 0.6% | 21.0% |
| 38 | Flagstar Bank, N.A. 31 out of 100, Low | 201 | 0.5% | 35.1% |
| 39 | A&D Mortgage LLC | 198 | 0.5% | — |
| 40 | QUORUM FEDERAL CREDIT UNION 59 out of 100, Moderate | 197 | 0.5% | 36.0% |
Top 40 of 339 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in New York
- Suffolk County 51,239 apps
- Queens County 29,227 apps
- Erie County 26,759 apps
- Kings County 26,693 apps
- Monroe County 26,027 apps
- Westchester County 22,127 apps
- Onondaga County 14,198 apps
- New York County 13,421 apps
- Orange County 13,396 apps
- Richmond County 10,170 apps
- Albany County 9,902 apps
- Rockland County 9,168 apps